PEBC (Peoples Bancorp) Interest Expense: $-0.97 Mil (TTM As of Dec. 2024)


PEBC Peoples Bancorp Inc PEBC
63 GF Score
Price $2.00
GF Value $39.41
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Peoples Bancorp Interest Expense?

Peoples Bancorp PEBC +150.00% 63 Interest Expense is $-0.97 Mil as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.41 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Peoples Bancorp's interest expense for the six months ended in Dec. 2024 was $ -0.97 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2024 was $-0.97 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Peoples Bancorp's Operating Income for the six months ended in Dec. 2024 was $ Mil. Peoples Bancorp's Interest Expense for the six months ended in Dec. 2024 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Peoples Bancorp Interest Expense Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp Interest Expense Chart

Peoples Bancorp Annual Data
Trend Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.53 -0.46 -0.44 -0.59 -0.97

Peoples Bancorp Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.53 -0.46 -0.44 -0.59 -0.97
PEBC
63GF Score
Peoples Bancorp Inc PEBC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Bancorp Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2024 was $-0.97 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-0.97 Mil mean?
Peoples Bancorp (PEBC) has a Interest Expense of $-0.97 Mil as of Dec. 2024. Interest Expense is the amount a company pays on its long-term debt. View historical data on Peoples Bancorp and its competitors.
Is Peoples Bancorp's Interest Expense too high?
Peoples Bancorp's current Interest Expense is $-0.97 Mil. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp's Interest Expense compare to SHFS and PNC?
Peoples Bancorp's Interest Expense of $-0.97 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Peoples Bancorp and its competitors. Peoples Bancorp's current Interest Expense is $-0.97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.41, compared to a current price of $2.00 — trading 94.9% below its estimated fair value. The current Interest Expense is $-0.97 Mil. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current Interest Expense is $-0.97 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $2.00 is trading 94.9% below its estimated GF Value™ of $39.41. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

  • Interest Expense: $-0.97 Mil
  • GF Value™: $39.41 vs. price of $2.00 (94.9% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp Business Description

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620
Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.
63GF Score

Get the complete analysis for PEBC

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$39.41
GF Value