PEBC (Peoples Bancorp) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2024)

What is Peoples Bancorp LT-Debt-to-Total-Asset?

Peoples Bancorp PEBC 63 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2024. GuruFocus rates PEBC with a GF Score™ of 63/100 and a GF Value™ of $39.41 (Significantly Undervalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Peoples Bancorp's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.00.

Peoples Bancorp's long-term debt to total assets ratio stayed the same from Dec. 2022 (0.00) to Dec. 2024 (0.00).

Peoples Bancorp (OTCPK:PEBC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Peoples Bancorp LT-Debt-to-Total-Asset Related Terms

Peoples Bancorp LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Peoples Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp LT-Debt-to-Total-Asset Chart

Peoples Bancorp Annual Data

Trend

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Dec24

LT-Debt-to-Total-Asset

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0.00

Peoples Bancorp Semi-Annual Data
	Dec05	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial										0.00	0.00	0.00	0.00	0.00

63GF Score

Peoples Bancorp Inc PEBC

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Peoples Bancorp LT-Debt-to-Total-Asset Calculation

Peoples Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )	/	Total Assets (A: Dec. 2024 )
	=	0	/	306.191
	=	0.00

Peoples Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )	/	Total Assets (Q: Dec. 2024 )
	=	0	/	306.191
	=	0.00

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.00 mean?

Peoples Bancorp (PEBC) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2024. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Peoples Bancorp and its competitors.

Is Peoples Bancorp's LT-Debt-to-Total-Asset too high?

Peoples Bancorp's current LT-Debt-to-Total-Asset is 0.00. Overall, Peoples Bancorp has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Peoples Bancorp's LT-Debt-to-Total-Asset compare to SHFS and PNC?

Peoples Bancorp's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Peoples Bancorp and its competitors. Peoples Bancorp's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Peoples Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Peoples Bancorp (PEBC) is currently considered Significantly Undervalued. The stock's GF Value™ is $39.41, compared to a current price of $0.80 — trading 98% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. Peoples Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Peoples Bancorp (PEBC), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (PEBC) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp stock appears to be undervalued. The current stock price of $0.80 is trading 98% below its estimated GF Value™ of $39.41. GuruFocus considers Peoples Bancorp to be Significantly Undervalued.

Key valuation signals for PEBC:

LT-Debt-to-Total-Asset: 0.00
GF Value™: $39.41 vs. price of $0.80 (98% below fair value)
GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the PEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp Business Description

Industry Financial Services Banks

Comparable Companies SHFS SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658 LSE:NWG TSE:7182

Address 100 Spring Avenue, P.O. Box 210, Chestertown, MD, USA, 21620

Website https://www.pbkc.com

Peoples Bancorp Inc is a diversified financial products and services company. It offers a complete line of banking, investment, insurance, and trust solutions in Kent, Cecil, Queen Anne's, and Talbot Counties, Maryland. The Bank offers deposit services and loans to individuals, small businesses, associations, and government entities. Other services include direct deposit of payroll and social security checks, automatic drafts from accounts, automated teller machine services, cash management services, safe deposit boxes, money orders, and online banking with bill payment service. Its operating segment includes Community banking and Insurance. Majority of revenue is from Community Banking.

63GF Score

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$0.80

Price

$39.41

GF Value

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