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Boyle BancorpBYLB 55 3-Year Book Growth Rate is 14.90% as of Dec. 2025, which is 964% above its 10-year median of 1.40. GuruFocus rates BYLB with a GF Score™ of 55/100 and a GF Value™ of $107.29 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,486 Banks companies, Boyle Bancorp ranks better than 78.33% on this metric.
During the past 12 months, Boyle Bancorp's average Book Value per Share Growth Rate was 20.80% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 14.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 5.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 7 years, the highest 3-Year average Book Value per Share Growth Rate of Boyle Bancorp was 14.90% per year. The lowest was -1.10% per year. And the median was 1.40% per year.
Boyle Bancorp (OTCPK:BYLB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Boyle Bancorp 3-Year Book Growth Rate Related Terms
BYLB vs NWPP, BNCC, NMBF: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Boyle Bancorp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Boyle Bancorp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Boyle Bancorp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Boyle Bancorp's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 14.90% mean?
Boyle Bancorp (BYLB) has a 3-Year Book Growth Rate of 14.90% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Boyle Bancorp and its competitors. This is 964% above median its historical median of 1.40. According to the industry distribution chart, Boyle Bancorp ranks #322 out of 1486 companies in the Banks industry, placing it in the top 21.7%.
Is Boyle Bancorp's 3-Year Book Growth Rate too high?
Boyle Bancorp's current 3-Year Book Growth Rate of 14.90% is 964% above median its 10-year median of 1.40. The Banks industry median 3-Year Book Growth Rate is 8.80. Boyle Bancorp's value of 14.90% is 69.3% above this industry median. Based on the distribution chart, Boyle Bancorp ranks #322 out of 1486 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Boyle Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's 3-Year Book Growth Rate compare to NWPP and BNCC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #322 out of 1486 companies for 3-Year Book Growth Rate. This places Boyle Bancorp in the top 22% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Boyle Bancorp's value of 14.90% is 69.3% above this benchmark. While the company's 10-year median is 1.40 vs. the industry median of 8.80, Boyle Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current 3-Year Book Growth Rate of 14.90% is 69.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Boyle Bancorp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current 3-Year Book Growth Rate is 14.90%, which is 964% above median its own 10-year median of 1.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.29, compared to a current price of $129.00 — trading 20.2% above its estimated fair value. The current 3-Year Book Growth Rate is 14.90%, which is 964% above median its 10-year median of 1.40 and 69.3% above the Banks industry median of 8.80. Boyle Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current 3-Year Book Growth Rate is 14.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Boyle Bancorp (BYLB) Overvalued in 2026?
Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued.
The current stock price of $129.00 is trading 20.2% above its estimated GF Value™ of $107.29.
GuruFocus considers Boyle Bancorp to be Modestly Overvalued.
Key valuation signals for BYLB:
3-Year Book Growth Rate: 14.90% (964% above median its 10-year median of 1.40)
GF Value™: $107.29 vs. price of $129.00 (20.2% above fair value)
Industry Position: 69.3% above the Banks median (#322 of 1486)
No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
55GF Score
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