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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Boyle Bancorp's Enterprise Value is $76.54 Mil.
Boyle Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $17.35 Mil. Therefore, Boyle Bancorp's EV-to-OCF for today is 4.41.
The historical rank and industry rank for Boyle Bancorp's EV-to-OCF or its related term are showing as below:
BYLB'
s EV-to-OCF Range Over the Past 10 Years
Min: -13.43 Med: -1.89 Max: 5.22
Current: 4.41
During the past 7 years, the highest EV-to-OCF of Boyle Bancorp was 5.22. The lowest was -13.43. And the median was -1.89.
BYLB's EV-to-OCF is ranked worse than 52.13% of 1500
companies
in the Banks industry
Industry Median: 3.975
vs BYLB: 4.41
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Boyle Bancorp's PE Ratio (TTM) for today is calculated as:
Boyle Bancorp's share price for today is $127.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Boyle Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $15.470.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Boyle Bancorp EV-to-OCF Related Terms
Boyle Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Boyle Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Boyle Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Boyle Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Boyle Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Boyle Bancorp's EV-to-OCF falls into.
Boyle Bancorp's current Enterprise Value is $76.54 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Boyle Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $17.35 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Boyle Bancorp (BYLB) has a EV-to-OCF of 4.41 as of Jul. 31, 2026. According to the industry distribution chart, Boyle Bancorp ranks #782 out of 1500 companies in the Banks industry, placing it in the top 52.1%.
Is Boyle Bancorp's EV-to-OCF too high?
Boyle Bancorp's current EV-to-OCF is 4.41. The Banks industry median EV-to-OCF is 3.98. Boyle Bancorp's value of 4.41 is 10.9% above this industry median. Based on the distribution chart, Boyle Bancorp ranks #782 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Boyle Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's EV-to-OCF compare to NMBF and OXBC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #782 out of 1500 companies for EV-to-OCF. This places Boyle Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.98. Boyle Bancorp's value of 4.41 is 10.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current EV-to-OCF of 4.41 is 10.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current EV-to-OCF is 4.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $106.04, compared to a current price of $127.50 — trading 20.2% above its estimated fair value. The current EV-to-OCF is 4.41 and 10.9% above the Banks industry median of 3.98. Boyle Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current EV-to-OCF is 4.41 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Boyle Bancorp (BYLB) Overvalued in 2026?
Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued.
The current stock price of $127.50 is trading 20.2% above its estimated GF Value™ of $106.04.
GuruFocus considers Boyle Bancorp to be Modestly Overvalued.
Key valuation signals for BYLB:
EV-to-OCF: 4.41
GF Value™: $106.04 vs. price of $127.50 (20.2% above fair value)
Industry Position: 10.9% above the Banks median (#782 of 1500)
No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
61GF Score
Get the complete analysis for BYLB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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