Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Boyle Bancorp's EPS (Basic) for the
six
months ended in Dec. 2025 was $15.47.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $15.47.
During the past 12 months, Boyle Bancorp's average EPS without NRIGrowth Rate was 15.40% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 10.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 17.60% per year.
During the past 7 years, Boyle Bancorp's highest 3-Year average EPS without NRI Growth Rate was 26.10% per year. The lowest was 10.80% per year. And the median was 17.45% per year.
Boyle Bancorp (OTCPK:BYLB) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Boyle Bancorp Earnings per Share (Diluted) Related Terms
Boyle Bancorp Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Boyle Bancorp's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BYLB vs NWPP, BNCC, NMBF: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Boyle Bancorp's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Boyle Bancorp PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Boyle Bancorp's PE Ratio distribution charts can be found below:
* The bar in red indicates where Boyle Bancorp's PE Ratio falls into.
Boyle Bancorp Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Boyle Bancorp's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $15.47
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $15.47 mean?
Boyle Bancorp (BYLB) has a Earnings per Share (Diluted) of $15.47 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Boyle Bancorp and its competitors. According to the industry distribution chart, Boyle Bancorp ranks #578 out of 1402 companies in the Banks industry, placing it in the top 41.2%.
Is Boyle Bancorp's Earnings per Share (Diluted) too high?
Boyle Bancorp's current Earnings per Share (Diluted) is $15.47. The Banks industry median Earnings per Share (Diluted) is 7.60. Boyle Bancorp's value of $15.47 is 103.6% above this industry median. Based on the distribution chart, Boyle Bancorp ranks #578 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Boyle Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's Earnings per Share (Diluted) compare to NWPP and BNCC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #578 out of 1402 companies for Earnings per Share (Diluted). This puts Boyle Bancorp in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.60. Boyle Bancorp's value of $15.47 is 103.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current Earnings per Share (Diluted) of $15.47 is 103.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Boyle Bancorp and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current Earnings per Share (Diluted) is $15.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.20, compared to a current price of $130.00 — trading 21.3% above its estimated fair value. The current Earnings per Share (Diluted) is $15.47 and 103.6% above the Banks industry median of 7.60. Boyle Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current Earnings per Share (Diluted) is $15.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Boyle Bancorp (BYLB) Overvalued in 2026?
Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued.
The current stock price of $130.00 is trading 21.3% above its estimated GF Value™ of $107.20.
GuruFocus considers Boyle Bancorp to be Modestly Overvalued.
Key valuation signals for BYLB:
Earnings per Share (Diluted): $15.47
GF Value™: $107.20 vs. price of $130.00 (21.3% above fair value)
Industry Position: 103.6% above the Banks median (#578 of 1402)
No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
55GF Score
Get the complete analysis for BYLB
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BYLB has been successfully added to your 
