BYLB (Boyle Bancorp) Volatility: 18.47% (As of Jul. 31, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BYLB Boyle Bancorp Inc BYLB
61 GF Score
Price $127.50
GF Value $106.04
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Boyle Bancorp Volatility?

Boyle Bancorp BYLB +0.39% 61 Volatility is 18.47% as of Jul. 31, 2026. GuruFocus rates BYLB with a GF Score™ of 61/100 and a GF Value™ of $106.04 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Volatility is a statistical measure of the dispersion of returns for a given security or market index, it shows how the price swings around its mean. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year. In most cases, the higher the volatility, the riskier the security.

As of today (2026-07-31), Boyle Bancorp's Volatility is 18.47%.


Boyle Bancorp  (OTCPK:BYLB) Volatility Explanation

Volatility is a statistical measure of the dispersion of returns for a given security or market index. It’s often measured as standard deviation or variance of historical returns over a certain period. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year.

Volatility reflects the uncertainty or risk of a security’s value. Generally speaking, a higher volatility suggests a higher risk, because it implies a wider fluctuation around average price. This means the price of the security can change dramatically in either direction within a short period. Conversely, a lower volatility means that the security's price is more steady, which suggests a lower risk.

Another measurement of relative volatility is Beta. Beta is a measure of systematic risk of a security or a portfolio in comparison to the market as a whole. Beta is usually compared to 1. A beta of greater than 1 indicates that the security's price will be more volatile than the market.


Boyle Bancorp Volatility Related Terms


BYLB vs NMBF, OXBC, HARL: Volatility Comparison

For the Banks - Regional subindustry, Boyle Bancorp's Volatility, along with its competitors' market caps and Volatility data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Boyle Bancorp Volatility vs Banks Industry

For the Banks industry and Financial Services sector, Boyle Bancorp's Volatility distribution charts can be found below:

* The bar in red indicates where Boyle Bancorp's Volatility falls into.


BYLB
61GF Score
Boyle Bancorp Inc BYLB
Volatility is just one metric. See GF Score™, valuation, warning signs, and more.
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Boyle Bancorp  (OTCPK:BYLB) Volatility Calculation

The annualized volatility is calculated as following:

σA=σM * 12
= 1/(n-1) ∑(Ri - R')^2 * 12

Where: σM is the monthly volatility, n is the number of months in the period, Ri is the security's historical monthly returns and R' is the arithmetic mean of monthly returns.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Volatility →
What does a Volatility of 18.47% mean?
Boyle Bancorp (BYLB) has a Volatility of 18.47% as of Jul. 31, 2026. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on Boyle Bancorp and its competitors.
Is Boyle Bancorp's Volatility too high?
Boyle Bancorp's current Volatility is 18.47%. Overall, Boyle Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's Volatility compare to NMBF and OXBC?
Boyle Bancorp's Volatility of 18.47% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Volatility for a Banks company?
A good Volatility depends on the Banks industry context. However, Volatility should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Volatility mean?
A high Volatility can signal that a stock is expensive relative to its fundamentals. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on Boyle Bancorp and its competitors. Boyle Bancorp's current Volatility is 18.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $106.04, compared to a current price of $127.50 — trading 20.2% above its estimated fair value. The current Volatility is 18.47%. Boyle Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Volatility calculated?
Volatility is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current Volatility is 18.47% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Boyle Bancorp (BYLB) Overvalued in 2026?

Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued. The current stock price of $127.50 is trading 20.2% above its estimated GF Value™ of $106.04. GuruFocus considers Boyle Bancorp to be Modestly Overvalued.

Key valuation signals for BYLB:

  • Volatility: 18.47%
  • GF Value™: $106.04 vs. price of $127.50 (20.2% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Boyle Bancorp Business Description

Address 304 West Main Street, Danville, KY, USA, 40422
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
61GF Score

Get the complete analysis for BYLB

Volatility is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$127.50
Price
$106.04
GF Value