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Boyle BancorpBYLB +0.39%61 Pretax Margin % is 32.00% as of Dec. 2025, which is 8% above its 10-year median of 29.71. GuruFocus rates BYLB with a GF Score™ of 61/100 and a GF Value™ of $106.04 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Boyle Bancorp ranks worse than 58.85% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Boyle Bancorp's Pre-Tax Income for the
six
months ended in Dec. 2025 was $16.89 Mil. Boyle Bancorp's Revenue for the
six
months ended in Dec. 2025 was $52.78 Mil. Therefore, Boyle Bancorp's pretax margin for the quarter that ended in Dec. 2025 was 32.00%.
The historical rank and industry rank for Boyle Bancorp's Pretax Margin % or its related term are showing as below:
BYLB'
s Pretax Margin % Range Over the Past 10 Years
Min: 17.51 Med: 29.71 Max: 32
Current: 32
BYLB's Pretax Margin % is ranked worse than 58.85% of 1526
companies
in the Banks industry
Industry Median: 35.36
vs BYLB: 32.00
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Boyle Bancorp Pretax Margin % Related Terms
Boyle Bancorp Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Boyle Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BYLB vs NMBF, OXBC, HARL: Pretax Margin % Comparison
For the Banks - Regional subindustry, Boyle Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Boyle Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Boyle Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Boyle Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Boyle Bancorp (BYLB) has a Pretax Margin % of 32.00% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Boyle Bancorp and its competitors. This is near median its historical median of 29.71. Over the past decade, Boyle Bancorp's Pretax Margin % has ranged from 17.51 to 32.00. According to the industry distribution chart, Boyle Bancorp ranks #898 out of 1526 companies in the Banks industry, placing it in the top 58.8%.
Is Boyle Bancorp's Pretax Margin % too high?
Boyle Bancorp's current Pretax Margin % of 32.00% is near median its 10-year median of 29.71. Over the past 10 years, this metric has ranged from a low of 17.51 to a high of 32.00. The Banks industry median Pretax Margin % is 35.36. Boyle Bancorp's value of 32.00% is 9.5% below this industry median. Based on the distribution chart, Boyle Bancorp ranks #898 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Boyle Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's Pretax Margin % compare to NMBF and OXBC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #898 out of 1526 companies for Pretax Margin %. This places Boyle Bancorp in the lower half of its industry. The industry median Pretax Margin % is 35.36. Boyle Bancorp's value of 32.00% is 9.5% below this benchmark. Historically, Boyle Bancorp's own Pretax Margin % has ranged from 17.51 to 32.00 over the past decade. While the company's 10-year median is 29.71 vs. the industry median of 35.36, Boyle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current Pretax Margin % of 32.00% is 9.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Boyle Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current Pretax Margin % is 32.00%, which is near median its own 10-year median of 29.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $106.04, compared to a current price of $127.50 — trading 20.2% above its estimated fair value. The current Pretax Margin % is 32.00%, which is near median its 10-year median of 29.71 and 9.5% below the Banks industry median of 35.36. Boyle Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current Pretax Margin % is 32.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Boyle Bancorp (BYLB) Overvalued in 2026?
Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued.
The current stock price of $127.50 is trading 20.2% above its estimated GF Value™ of $106.04.
GuruFocus considers Boyle Bancorp to be Modestly Overvalued.
Key valuation signals for BYLB:
Pretax Margin %: 32.00% (near median its 10-year median of 29.71)
GF Value™: $106.04 vs. price of $127.50 (20.2% above fair value)
Industry Position: 9.5% below the Banks median (#898 of 1526)
No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
61GF Score
Get the complete analysis for BYLB
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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