BYLB (Boyle Bancorp) Cash-to-Debt: (As of Dec. 2025)

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BYLB Boyle Bancorp Inc BYLB
55 GF Score
Price $129.00
GF Value $107.29
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Boyle Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Boyle Bancorp's cash to debt ratio for the quarter that ended in Dec. 2025 was .

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Boyle Bancorp couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.

(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Boyle Bancorp's Cash-to-Debt or its related term are showing as below:

BYLB' s Cash-to-Debt Range Over the Past 10 Years
Min: 4.08   Med: 35.91   Max: No Debt
Current: No Debt

During the past 7 years, Boyle Bancorp's highest Cash to Debt Ratio was No Debt. The lowest was 4.08. And the median was 35.91.

BYLB's Cash-to-Debt is ranked better than
99.73% of 1491 companies
in the Banks industry
Industry Median: 1.37 vs BYLB: No Debt

Boyle Bancorp  (OTCPK:BYLB) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Boyle Bancorp Cash-to-Debt Related Terms

Boyle Bancorp Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Boyle Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Boyle Bancorp Cash-to-Debt Chart

Boyle Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
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Boyle Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt Get a 7-Day Free Trial - - - - -

BYLB vs NWPP, BNCC, NMBF: Cash-to-Debt Comparison

For the Banks - Regional subindustry, Boyle Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Boyle Bancorp Cash-to-Debt vs Banks Industry

For the Banks industry and Financial Services sector, Boyle Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Boyle Bancorp's Cash-to-Debt falls into.


BYLB
55GF Score
Boyle Bancorp Inc BYLB
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Boyle Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Boyle Bancorp's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Boyle Bancorp had no debt (1).

Boyle Bancorp's Cash to Debt Ratio for the quarter that ended in Dec. 2025 is calculated as:

Boyle Bancorp had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Boyle Bancorp (BYLB) Overvalued in 2026?

Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued. The current stock price of $129.00 is trading 20.2% above its estimated GF Value™ of $107.29. GuruFocus considers Boyle Bancorp to be Modestly Overvalued.

Key valuation signals for BYLB:

  • Cash-to-Debt:
  • GF Value™: $107.29 vs. price of $129.00 (20.2% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Boyle Bancorp Business Description

Address 304 West Main Street, Danville, KY, USA, 40422
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
55GF Score

Get the complete analysis for BYLB

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$129.00
Price
$107.29
GF Value