BYLB (Boyle Bancorp) ROE % Adjusted to Book Value: 14.73% (As of Dec. 2025)

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BYLB Boyle Bancorp Inc BYLB
61 GF Score
Price $127.50
GF Value $106.04
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Boyle Bancorp ROE % Adjusted to Book Value?

Boyle Bancorp BYLB +0.39% 61 ROE % Adjusted to Book Value is 14.73% as of Dec. 2025. GuruFocus rates BYLB with a GF Score™ of 61/100 and a GF Value™ of $106.04 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Boyle Bancorp's ROE % for the quarter that ended in Dec. 2025 was 15.32%. Boyle Bancorp's PB Ratio for the quarter that ended in Dec. 2025 was 1.04. Boyle Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 14.73%.


Boyle Bancorp ROE % Adjusted to Book Value Related Terms


Boyle Bancorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Boyle Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Boyle Bancorp ROE % Adjusted to Book Value Chart

Boyle Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 10.59 12.45 16.95 16.42 14.73

Boyle Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial 10.59 12.45 16.95 16.42 14.73

BYLB vs NMBF, OXBC, HARL: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Boyle Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Boyle Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Boyle Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Boyle Bancorp's ROE % Adjusted to Book Value falls into.


BYLB
61GF Score
Boyle Bancorp Inc BYLB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Boyle Bancorp ROE % Adjusted to Book Value Calculation

Boyle Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.32% / 1.04
=14.73%

Boyle Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.32% / 1.04
=14.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.73% mean?
Boyle Bancorp (BYLB) has a ROE % Adjusted to Book Value of 14.73% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Boyle Bancorp and its competitors.
Is Boyle Bancorp's ROE % Adjusted to Book Value too high?
Boyle Bancorp's current ROE % Adjusted to Book Value is 14.73%. Overall, Boyle Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's ROE % Adjusted to Book Value compare to NMBF and OXBC?
Boyle Bancorp's ROE % Adjusted to Book Value of 14.73% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Boyle Bancorp and its competitors. Boyle Bancorp's current ROE % Adjusted to Book Value is 14.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $106.04, compared to a current price of $127.50 — trading 20.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 14.73%. Boyle Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current ROE % Adjusted to Book Value is 14.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Boyle Bancorp (BYLB) Overvalued in 2026?

Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued. The current stock price of $127.50 is trading 20.2% above its estimated GF Value™ of $106.04. GuruFocus considers Boyle Bancorp to be Modestly Overvalued.

Key valuation signals for BYLB:

  • ROE % Adjusted to Book Value: 14.73%
  • GF Value™: $106.04 vs. price of $127.50 (20.2% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Boyle Bancorp Business Description

Address 304 West Main Street, Danville, KY, USA, 40422
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
61GF Score

Get the complete analysis for BYLB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$127.50
Price
$106.04
GF Value