BYLB (Boyle Bancorp) Dividend Payout Ratio: 0.26 (As of Dec. 2025) — Near Median

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BYLB Boyle Bancorp Inc BYLB
61 GF Score
Price $127.87
GF Value $106.04
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Boyle Bancorp Dividend Payout Ratio?

Boyle Bancorp BYLB +0.68% 61 Dividend Payout Ratio is 0.26 as of Dec. 2025, which is at its 10-year median of 0.26. GuruFocus rates BYLB with a GF Score™ of 61/100 and a GF Value™ of $106.04 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,173 Banks companies, Boyle Bancorp ranks better than 64.88% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Boyle Bancorp's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.26.

The historical rank and industry rank for Boyle Bancorp's Dividend Payout Ratio or its related term are showing as below:

BYLB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.26   Max: 0.44
Current: 0.26

During the past 7 years, the highest Dividend Payout Ratio of Boyle Bancorp was 0.44. The lowest was 0.23. And the median was 0.26.

BYLB's Dividend Payout Ratio is ranked better than
64.88% of 1173 companies
in the Banks industry
Industry Median: 0.32 vs BYLB: 0.26

As of today (2026-07-31), the Dividend Yield % of Boyle Bancorp is 3.21%.

During the past 7 years, the highest Trailing Annual Dividend Yield of Boyle Bancorp was 4.53%. The lowest was 2.78%. And the median was 3.51%.

Boyle Bancorp's Dividends per Share for the months ended in Dec. 2025 was $4.00.

During the past 12 months, Boyle Bancorp's average Dividends Per Share Growth Rate was 27.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 12.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 6.60% per year.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Boyle Bancorp was 12.10% per year. The lowest was 1.40% per year. And the median was 2.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Boyle Bancorp (OTCPK:BYLB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Boyle Bancorp Dividend Payout Ratio Related Terms

Boyle Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Boyle Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Boyle Bancorp Dividend Payout Ratio Chart

Boyle Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.30 0.25 0.23 0.24 0.26

Boyle Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial 0.30 0.25 0.23 0.24 0.26

BYLB vs NMBF, OXBC, HARL: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Boyle Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Boyle Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Boyle Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Boyle Bancorp's Dividend Payout Ratio falls into.


BYLB
61GF Score
Boyle Bancorp Inc BYLB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Boyle Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Boyle Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=4/ 15.47
=0.26

Boyle Bancorp's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=4/ 15.47
=0.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.26 mean?
Boyle Bancorp (BYLB) has a Dividend Payout Ratio of 0.26 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Boyle Bancorp and its competitors. This is near median its historical median of 0.26. Over the past decade, Boyle Bancorp's Dividend Payout Ratio has ranged from 0.23 to 0.44. According to the industry distribution chart, Boyle Bancorp ranks #412 out of 1173 companies in the Banks industry, placing it in the top 35.1%.
Is Boyle Bancorp's Dividend Payout Ratio too high?
Boyle Bancorp's current Dividend Payout Ratio of 0.26 is near median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.44. The Banks industry median Dividend Payout Ratio is 0.32. Boyle Bancorp's value of 0.26 is 18.8% below this industry median. Based on the distribution chart, Boyle Bancorp ranks #412 out of 1173 companies in the Banks industry, which is above the industry midpoint. Overall, Boyle Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's Dividend Payout Ratio compare to NMBF and OXBC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #412 out of 1173 companies for Dividend Payout Ratio. This puts Boyle Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Boyle Bancorp's value of 0.26 is 18.8% below this benchmark. Historically, Boyle Bancorp's own Dividend Payout Ratio has ranged from 0.23 to 0.44 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.32, Boyle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current Dividend Payout Ratio of 0.26 is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Boyle Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current Dividend Payout Ratio is 0.26, which is near median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $106.04, compared to a current price of $127.87 — trading 20.6% above its estimated fair value. The current Dividend Payout Ratio is 0.26, which is near median its 10-year median of 0.26 and 18.8% below the Banks industry median of 0.32. Boyle Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current Dividend Payout Ratio is 0.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Boyle Bancorp (BYLB) Overvalued in 2026?

Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued. The current stock price of $127.87 is trading 20.6% above its estimated GF Value™ of $106.04. GuruFocus considers Boyle Bancorp to be Modestly Overvalued.

Key valuation signals for BYLB:

  • Dividend Payout Ratio: 0.26 (near median its 10-year median of 0.26)
  • GF Value™: $106.04 vs. price of $127.87 (20.6% above fair value)
  • GF Score™: 61/100 with 4 warning signs
  • Industry Position: 18.8% below the Banks median (#412 of 1173)

No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Boyle Bancorp Business Description

Address 304 West Main Street, Danville, KY, USA, 40422
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
61GF Score

Get the complete analysis for BYLB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$127.87
Price
$106.04
GF Value