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Boyle BancorpBYLB 55 3-Year EPS without NRI Growth Rate is 10.80% as of Dec. 2025, which is 38% below its 10-year median of 17.45. GuruFocus rates BYLB with a GF Score™ of 55/100 and a GF Value™ of $107.22 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,402 Banks companies, Boyle Bancorp ranks better than 58.77% on this metric.
During the past 12 months, Boyle Bancorp's average EPS without NRI Growth Rate was 15.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 10.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 17.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 7 years, the highest 3-Year average EPS without NRI Growth Rate of Boyle Bancorp was 26.10% per year. The lowest was 10.80% per year. And the median was 17.45% per year.
Boyle Bancorp (OTCPK:BYLB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Boyle Bancorp 3-Year EPS without NRI Growth Rate Related Terms
BYLB vs NWPP, BNCC, NMBF: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Boyle Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Boyle Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Boyle Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Boyle Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Boyle Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 10.80% mean?
Boyle Bancorp (BYLB) has a 3-Year EPS without NRI Growth Rate of 10.80% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Boyle Bancorp and its competitors. This is 38% below median its historical median of 17.45. Over the past decade, Boyle Bancorp's 3-Year EPS without NRI Growth Rate has ranged from 10.80 to 26.10. According to the industry distribution chart, Boyle Bancorp ranks #578 out of 1402 companies in the Banks industry, placing it in the top 41.2%.
Is Boyle Bancorp's 3-Year EPS without NRI Growth Rate too high?
Boyle Bancorp's current 3-Year EPS without NRI Growth Rate of 10.80% is 38% below median its 10-year median of 17.45. Over the past 10 years, this metric has ranged from a low of 10.80 to a high of 26.10. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Boyle Bancorp's value of 10.80% is 42.1% above this industry median. Based on the distribution chart, Boyle Bancorp ranks #578 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Boyle Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's 3-Year EPS without NRI Growth Rate compare to NWPP and BNCC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #578 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts Boyle Bancorp in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Boyle Bancorp's value of 10.80% is 42.1% above this benchmark. Historically, Boyle Bancorp's own 3-Year EPS without NRI Growth Rate has ranged from 10.80 to 26.10 over the past decade. While the company's 10-year median is 17.45 vs. the industry median of 7.60, Boyle Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current 3-Year EPS without NRI Growth Rate of 10.80% is 42.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Boyle Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current 3-Year EPS without NRI Growth Rate is 10.80%, which is 38% below median its own 10-year median of 17.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.22, compared to a current price of $129.00 — trading 20.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 10.80%, which is 38% below median its 10-year median of 17.45 and 42.1% above the Banks industry median of 7.60. Boyle Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current 3-Year EPS without NRI Growth Rate is 10.80% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Boyle Bancorp (BYLB) Overvalued in 2026?
Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued.
The current stock price of $129.00 is trading 20.3% above its estimated GF Value™ of $107.22.
GuruFocus considers Boyle Bancorp to be Modestly Overvalued.
Key valuation signals for BYLB:
3-Year EPS without NRI Growth Rate: 10.80% (38% below median its 10-year median of 17.45)
GF Value™: $107.22 vs. price of $129.00 (20.3% above fair value)
Industry Position: 42.1% above the Banks median (#578 of 1402)
No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
55GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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