BYLB (Boyle Bancorp) Debt-to-Asset : 0.00 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BYLB Boyle Bancorp Inc BYLB
55 GF Score
Price $130.00
GF Value $107.20
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Boyle Bancorp Debt-to-Asset?

Boyle Bancorp BYLB +0.78% 55 Debt-to-Asset is 0.00 as of Dec. 2025. GuruFocus rates BYLB with a GF Score™ of 55/100 and a GF Value™ of $107.20 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Boyle Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Boyle Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Boyle Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $991.53 Mil. Boyle Bancorp's debt to asset for the quarter that ended in Dec. 2025 was 0.00.

Boyle Bancorp  (OTCPK:BYLB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Boyle Bancorp Debt-to-Asset Related Terms

Boyle Bancorp Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Boyle Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Boyle Bancorp Debt-to-Asset Chart

Boyle Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.01 0.00 0.00 0.00 0.00

Boyle Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset Get a 7-Day Free Trial 0.01 0.00 0.00 0.00 0.00

BYLB vs NWPP, BNCC, NMBF: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Boyle Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Boyle Bancorp Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Boyle Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Boyle Bancorp's Debt-to-Asset falls into.


BYLB
55GF Score
Boyle Bancorp Inc BYLB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Boyle Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Boyle Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 0) / 991.526
=0.00

Boyle Bancorp's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 0) / 991.526
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.00 mean?
Boyle Bancorp (BYLB) has a Debt-to-Asset of 0.00 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Boyle Bancorp and its competitors.
Is Boyle Bancorp's Debt-to-Asset too high?
Boyle Bancorp's current Debt-to-Asset is 0.00. Overall, Boyle Bancorp has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's Debt-to-Asset compare to NWPP and BNCC?
Boyle Bancorp's Debt-to-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Boyle Bancorp and its competitors. Boyle Bancorp's current Debt-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.20, compared to a current price of $130.00 — trading 21.3% above its estimated fair value. The current Debt-to-Asset is 0.00. Boyle Bancorp's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current Debt-to-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Boyle Bancorp (BYLB) Overvalued in 2026?

Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued. The current stock price of $130.00 is trading 21.3% above its estimated GF Value™ of $107.20. GuruFocus considers Boyle Bancorp to be Modestly Overvalued.

Key valuation signals for BYLB:

  • Debt-to-Asset: 0.00
  • GF Value™: $107.20 vs. price of $130.00 (21.3% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Boyle Bancorp Business Description

Address 304 West Main Street, Danville, KY, USA, 40422
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
55GF Score

Get the complete analysis for BYLB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$130.00
Price
$107.20
GF Value