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Boyle BancorpBYLB +0.39%61 FCF Yield % is 10.86 as of Jul. 31, 2026, which is 14% below its 10-year median of 12.56. GuruFocus rates BYLB with a GF Score™ of 61/100 and a GF Value™ of $106.04 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Boyle Bancorp ranks better than 63.78% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Boyle Bancorp FCF Yield % Related Terms
Boyle Bancorp FCF Yield % Historical Data
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The historical data trend for Boyle Bancorp's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Boyle Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Boyle Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Boyle Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Boyle Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Boyle Bancorp (BYLB) has a FCF Yield % of 10.86 as of Jul. 31, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Boyle Bancorp and its competitors. This is 14% below median its historical median of 12.56. Over the past decade, Boyle Bancorp's FCF Yield % has ranged from 8.21 to 18.65. According to the industry distribution chart, Boyle Bancorp ranks #544 out of 1502 companies in the Banks industry, placing it in the top 36.2%.
Is Boyle Bancorp's FCF Yield % too high?
Boyle Bancorp's current FCF Yield % of 10.86 is 14% below median its 10-year median of 12.56. Over the past 10 years, this metric has ranged from a low of 8.21 to a high of 18.65. The Banks industry median FCF Yield % is 7.90. Boyle Bancorp's value of 10.86 is 37.5% above this industry median. Based on the distribution chart, Boyle Bancorp ranks #544 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, Boyle Bancorp has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Boyle Bancorp's FCF Yield % compare to NMBF and OXBC?
According to the Banks industry distribution chart, Boyle Bancorp ranks #544 out of 1502 companies for FCF Yield %. This puts Boyle Bancorp in the upper half of its industry. The industry median FCF Yield % is 7.90. Boyle Bancorp's value of 10.86 is 37.5% above this benchmark. Historically, Boyle Bancorp's own FCF Yield % has ranged from 8.21 to 18.65 over the past decade. While the company's 10-year median is 12.56 vs. the industry median of 7.90, Boyle Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.90, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Boyle Bancorp's current FCF Yield % of 10.86 is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Boyle Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 7.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Boyle Bancorp's current FCF Yield % is 10.86, which is 14% below median its own 10-year median of 12.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boyle Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Boyle Bancorp (BYLB) is currently considered Modestly Overvalued. The stock's GF Value™ is $106.04, compared to a current price of $127.50 — trading 20.2% above its estimated fair value. The current FCF Yield % is 10.86, which is 14% below median its 10-year median of 12.56 and 37.5% above the Banks industry median of 7.90. Boyle Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Boyle Bancorp (BYLB), the current FCF Yield % is 10.86 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Boyle Bancorp (BYLB) Overvalued in 2026?
Based on GuruFocus' analysis, Boyle Bancorp stock appears to be overvalued.
The current stock price of $127.50 is trading 20.2% above its estimated GF Value™ of $106.04.
GuruFocus considers Boyle Bancorp to be Modestly Overvalued.
Key valuation signals for BYLB:
FCF Yield %: 10.86 (14% below median its 10-year median of 12.56)
GF Value™: $106.04 vs. price of $127.50 (20.2% above fair value)
Industry Position: 37.5% above the Banks median (#544 of 1502)
No single metric tells the full story. See the BYLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Boyle Bancorp Inc operates as a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, Farmers National Bank, Danville (Bank) and wholly owned subsidiary BYLB Investments. The Bank provides a full range of banking and financial services to individual and corporate customers in central Kentucky. The Company grants agribusiness, commercial and residential loans to customers throughout Kentucky.
61GF Score
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