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Israel Discount BankISDAY 64 3-Year Book Growth Rate is 11.20% as of Jun. 2026, which is 60% above its 10-year median of 7.00. GuruFocus rates ISDAY with a GF Score™ of 64/100 and a GF Value™ of $109.77 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,497 Banks companies, Israel Discount Bank ranks better than 63.93% on this metric.
During the past 12 months, Israel Discount Bank's average Book Value per Share Growth Rate was 5.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.20% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 11.20% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 8.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Israel Discount Bank was 11.80% per year. The lowest was 2.30% per year. And the median was 7.00% per year.
Israel Discount Bank (OTCPK:ISDAY) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Israel Discount Bank 3-Year Book Growth Rate Related Terms
ISDAY vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Israel Discount Bank's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's 3-Year Book Growth Rate falls into.
Israel Discount Bank 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.20% mean?
Israel Discount Bank (ISDAY) has a 3-Year Book Growth Rate of 11.20% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Israel Discount Bank and its competitors. This is 60% above median its historical median of 7.00. Over the past decade, Israel Discount Bank's 3-Year Book Growth Rate has ranged from 2.30 to 11.80. According to the industry distribution chart, Israel Discount Bank ranks #540 out of 1497 companies in the Banks industry, placing it in the top 36.1%.
Is Israel Discount Bank's 3-Year Book Growth Rate too high?
Israel Discount Bank's current 3-Year Book Growth Rate of 11.20% is 60% above median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 11.80. The Banks industry median 3-Year Book Growth Rate is 8.80. Israel Discount Bank's value of 11.20% is 27.3% above this industry median. Based on the distribution chart, Israel Discount Bank ranks #540 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #540 out of 1497 companies for 3-Year Book Growth Rate. This puts Israel Discount Bank in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Israel Discount Bank's value of 11.20% is 27.3% above this benchmark. Historically, Israel Discount Bank's own 3-Year Book Growth Rate has ranged from 2.30 to 11.80 over the past decade. While the company's 10-year median is 7.00 vs. the industry median of 8.80, Israel Discount Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current 3-Year Book Growth Rate of 11.20% is 27.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Israel Discount Bank and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current 3-Year Book Growth Rate is 11.20%, which is 60% above median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Fairly Valued. The stock's GF Value™ is $109.77, compared to a current price of $108.45 — trading 1.2% below its estimated fair value. The current 3-Year Book Growth Rate is 11.20%, which is 60% above median its 10-year median of 7.00 and 27.3% above the Banks industry median of 8.80. Israel Discount Bank's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current 3-Year Book Growth Rate is 11.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued.
The current stock price of $108.45 is trading 1.2% below its estimated GF Value™ of $109.77.
GuruFocus considers Israel Discount Bank to be Fairly Valued.
Key valuation signals for ISDAY:
3-Year Book Growth Rate: 11.20% (60% above median its 10-year median of 7.00)
GF Value™: $109.77 vs. price of $108.45 (1.2% below fair value)
Industry Position: 27.3% above the Banks median (#540 of 1497)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
64GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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