Israel Discount BankISDAY 67 PS Ratio is 2.80 as of Jul. 01, 2026, which is 61% above its 10-year median of 1.74. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, Israel Discount Bank ranks better than 54.71% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Israel Discount Bank's share price is $99.25.
Israel Discount Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $35.44. Hence, Israel Discount Bank's PS Ratio for today is 2.80.
Good Sign:
Israel Discount Bank Ltd stock PS Ratio (=2.75) is close to 1-year low of 2.72.
The historical rank and industry rank for Israel Discount Bank's PS Ratio or its related term are showing as below:
ISDAY'
s PS Ratio Range Over the Past 10 Years
Min: 0.94 Med: 1.74 Max: 3.81
Current: 2.79
During the past 13 years, Israel Discount Bank's highest PS Ratio was 3.81. The lowest was 0.94. And the median was 1.74.
ISDAY's PS Ratio is ranked better than 54.71% of 1517
companies
in the Banks industry
Industry Median: 2.97
vs ISDAY: 2.79
Israel Discount Bank Ltd revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Israel Discount Bank was -2.20% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 1.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.00% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.40% per year.
During the past 13 years, Israel Discount Bank's highest 3-Year average Revenue per Share Growth Rate was 9.70% per year. The lowest was -3.40% per year. And the median was 3.90% per year.
Back to Basics: PS Ratio
Israel Discount Bank (OTCPK:ISDAY) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Israel Discount Bank PS Ratio Related Terms
Israel Discount Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for Israel Discount Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Israel Discount Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Israel Discount Bank's Share Price of today is $99.25. Israel Discount Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $35.44.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Israel Discount Bank (ISDAY) has a PS Ratio of 2.80 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Israel Discount Bank and its competitors. This is 61% above median its historical median of 1.74. Over the past decade, Israel Discount Bank's PS Ratio has ranged from 0.94 to 3.81. According to the industry distribution chart, Israel Discount Bank ranks #687 out of 1517 companies in the Banks industry, placing it in the top 45.3%.
Is Israel Discount Bank's PS Ratio too high?
Israel Discount Bank's current PS Ratio of 2.80 is 61% above median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 3.81. The Banks industry median PS Ratio is 2.97. Israel Discount Bank's value of 2.80 is 5.7% below this industry median. Based on the distribution chart, Israel Discount Bank ranks #687 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #687 out of 1517 companies for PS Ratio. This puts Israel Discount Bank in the upper half of its industry. The industry median PS Ratio is 2.97. Israel Discount Bank's value of 2.80 is 5.7% below this benchmark. Historically, Israel Discount Bank's own PS Ratio has ranged from 0.94 to 3.81 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 2.97, Israel Discount Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current PS Ratio of 2.80 is 5.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current PS Ratio is 2.80, which is 61% above median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Fairly Valued. The stock's GF Value™ is $106.64, compared to a current price of $99.25 — trading 6.9% below its estimated fair value. The current PS Ratio is 2.80, which is 61% above median its 10-year median of 1.74 and 5.7% below the Banks industry median of 2.97. Israel Discount Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current PS Ratio is 2.80 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued.
The current stock price of $99.25 is trading 6.9% below its estimated GF Value™ of $106.64.
GuruFocus considers Israel Discount Bank to be Fairly Valued.
Key valuation signals for ISDAY:
PS Ratio: 2.80 (61% above median its 10-year median of 1.74)
GF Value™: $106.64 vs. price of $99.25 (6.9% below fair value)
Industry Position: 5.7% below the Banks median (#687 of 1517)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score
Get the complete analysis for ISDAY
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