Israel Discount BankISDAY +1.28%67 Pretax Margin % is 45.85% as of Mar. 2026, which is 32% above its 10-year median of 34.67. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.25 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Israel Discount Bank ranks better than 78.65% on this metric.
The historical rank and industry rank for Israel Discount Bank's Pretax Margin % or its related term are showing as below:
ISDAY'
s Pretax Margin % Range Over the Past 10 Years
Min: 15.25 Med: 34.67 Max: 49.77
Current: 47.15
ISDAY's Pretax Margin % is ranked better than 78.65% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs ISDAY: 47.15
Israel Discount Bank (OTCPK:ISDAY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Israel Discount Bank Pretax Margin % Related Terms
Israel Discount Bank Pretax Margin % Historical Data
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The historical data trend for Israel Discount Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Israel Discount Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Israel Discount Bank (ISDAY) has a Pretax Margin % of 45.85% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Israel Discount Bank and its competitors. This is 32% above median its historical median of 34.67. Over the past decade, Israel Discount Bank's Pretax Margin % has ranged from 15.25 to 49.77. According to the industry distribution chart, Israel Discount Bank ranks #326 out of 1527 companies in the Banks industry, placing it in the top 21.3%.
Is Israel Discount Bank's Pretax Margin % too high?
Israel Discount Bank's current Pretax Margin % of 45.85% is 32% above median its 10-year median of 34.67. Over the past 10 years, this metric has ranged from a low of 15.25 to a high of 49.77. The Banks industry median Pretax Margin % is 34.88. Israel Discount Bank's value of 45.85% is 31.5% above this industry median. Based on the distribution chart, Israel Discount Bank ranks #326 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, Israel Discount Bank ranks #326 out of 1527 companies for Pretax Margin %. This places Israel Discount Bank in the top 21% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Israel Discount Bank's value of 45.85% is 31.5% above this benchmark. Historically, Israel Discount Bank's own Pretax Margin % has ranged from 15.25 to 49.77 over the past decade. While the company's 10-year median is 34.67 vs. the industry median of 34.88, Israel Discount Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current Pretax Margin % of 45.85% is 31.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current Pretax Margin % is 45.85%, which is 32% above median its own 10-year median of 34.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.25, compared to a current price of $95.96 — trading 9.7% below its estimated fair value. The current Pretax Margin % is 45.85%, which is 32% above median its 10-year median of 34.67 and 31.5% above the Banks industry median of 34.88. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current Pretax Margin % is 45.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued.
The current stock price of $95.96 is trading 9.7% below its estimated GF Value™ of $106.25.
GuruFocus considers Israel Discount Bank to be Modestly Undervalued.
Key valuation signals for ISDAY:
Pretax Margin %: 45.85% (32% above median its 10-year median of 34.67)
GF Value™: $106.25 vs. price of $95.96 (9.7% below fair value)
Industry Position: 31.5% above the Banks median (#326 of 1527)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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