ISDAY (Israel Discount Bank) Scaled Net Operating Assets: 0.02 (As of Mar. 2026)


ISDAY Israel Discount Bank Ltd ISDAY
67 GF Score
Price $95.96
GF Value $106.25
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Israel Discount Bank Scaled Net Operating Assets?

Israel Discount Bank ISDAY +1.28% 67 Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.25 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Israel Discount Bank's operating assets for the quarter that ended in Mar. 2026 was $142,870 Mil. Israel Discount Bank's operating liabilities for the quarter that ended in Mar. 2026 was $139,730 Mil. Israel Discount Bank's Total Assets for the quarter that ended in Dec. 2025 was $161,334 Mil. Therefore, Israel Discount Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.02.

ISDAY
67GF Score
Israel Discount Bank Ltd ISDAY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Israel Discount Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Israel Discount Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(139214.026-140340.317)/149359.755
=-0.01

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=161333.599 - 22119.573
=139214.026

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=149409.018 - 9068.701 - 0
=140340.317

Israel Discount Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(142869.579-139729.596)/161333.599
=0.02

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=160985.387 - 18115.808
=142869.579

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=148934.95 - 9205.354 - 0
=139729.596

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
Israel Discount Bank (ISDAY) has a Scaled Net Operating Assets of 0.02 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Israel Discount Bank and its competitors.
Is Israel Discount Bank's Scaled Net Operating Assets too high?
Israel Discount Bank's current Scaled Net Operating Assets is 0.02. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's Scaled Net Operating Assets compare to PNC?
Israel Discount Bank's Scaled Net Operating Assets of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Israel Discount Bank and its competitors. Israel Discount Bank's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.25, compared to a current price of $95.96 — trading 9.7% below its estimated fair value. The current Scaled Net Operating Assets is 0.02. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current Scaled Net Operating Assets is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAY) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued. The current stock price of $95.96 is trading 9.7% below its estimated GF Value™ of $106.25. GuruFocus considers Israel Discount Bank to be Modestly Undervalued.

Key valuation signals for ISDAY:

  • Scaled Net Operating Assets: 0.02
  • GF Value™: $106.25 vs. price of $95.96 (9.7% below fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Israel Discount Bank Business Description

Other Exchanges ISDAF:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.96
Price
$106.25
GF Value