Israel Discount BankISDAY 67 5-Year Yield-on-Cost % is 151.69 as of Jul. 01, 2026, which is 101% above its 10-year median of 75.39. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,250 Banks companies, Israel Discount Bank ranks better than 99.92% on this metric.
Israel Discount Bank's yield on cost for the quarter that ended in Mar. 2026 was 151.69.
The historical rank and industry rank for Israel Discount Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
ISDAY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.36 Med: 75.39 Max: 156.84
Current: 151.69
During the past 13 years, Israel Discount Bank's highest Yield on Cost was 156.84. The lowest was 6.36. And the median was 75.39.
ISDAY's 5-Year Yield-on-Cost % is ranked better than 99.92% of 1250
companies
in the Banks industry
Industry Median: 3.94
vs ISDAY: 151.69
Israel Discount Bank (OTCPK:ISDAY) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Israel Discount Bank 5-Year Yield-on-Cost % Related Terms
ISDAY vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Israel Discount Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's 5-Year Yield-on-Cost % falls into.
Israel Discount Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
What does a 5-Year Yield-on-Cost % of 151.69 mean?
Israel Discount Bank (ISDAY) has a 5-Year Yield-on-Cost % of 151.69 as of Jul. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Israel Discount Bank and its competitors. This is 101% above median its historical median of 75.39. Over the past decade, Israel Discount Bank's 5-Year Yield-on-Cost % has ranged from 6.36 to 156.84. According to the industry distribution chart, Israel Discount Bank ranks #1 out of 1250 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Israel Discount Bank's 5-Year Yield-on-Cost % too high?
Israel Discount Bank's current 5-Year Yield-on-Cost % of 151.69 is 101% above median its 10-year median of 75.39. Over the past 10 years, this metric has ranged from a low of 6.36 to a high of 156.84. The Banks industry median 5-Year Yield-on-Cost % is 3.94. Israel Discount Bank's value of 151.69 is 3750% above this industry median. Based on the distribution chart, Israel Discount Bank ranks #1 out of 1250 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #1 out of 1250 companies for 5-Year Yield-on-Cost %. This places Israel Discount Bank in the top 0% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.94. Israel Discount Bank's value of 151.69 is 3750% above this benchmark. Historically, Israel Discount Bank's own 5-Year Yield-on-Cost % has ranged from 6.36 to 156.84 over the past decade. While the company's 10-year median is 75.39 vs. the industry median of 3.94, Israel Discount Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.94, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current 5-Year Yield-on-Cost % of 151.69 is 3750% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current 5-Year Yield-on-Cost % is 151.69, which is 101% above median its own 10-year median of 75.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Fairly Valued. The stock's GF Value™ is $106.64, compared to a current price of $99.25 — trading 6.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 151.69, which is 101% above median its 10-year median of 75.39 and 3750% above the Banks industry median of 3.94. Israel Discount Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current 5-Year Yield-on-Cost % is 151.69 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued.
The current stock price of $99.25 is trading 6.9% below its estimated GF Value™ of $106.64.
GuruFocus considers Israel Discount Bank to be Fairly Valued.
Key valuation signals for ISDAY:
5-Year Yield-on-Cost %: 151.69 (101% above median its 10-year median of 75.39)
GF Value™: $106.64 vs. price of $99.25 (6.9% below fair value)
Industry Position: 3750% above the Banks median (#1 of 1250)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score
Get the complete analysis for ISDAY
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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