ISDAY (Israel Discount Bank) Shiller PE Ratio: 10.15 (As of Aug. 10, 2026) — 22% Below Median

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ISDAY Israel Discount Bank Ltd ISDAY
67 GF Score
Price $99.74
GF Value $101.08
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Israel Discount Bank Shiller PE Ratio?

Israel Discount Bank ISDAY 67 Shiller PE Ratio is 10.15 as of Aug. 10, 2026, which is 22% below its 10-year median of 12.93. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $101.08 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,241 Banks companies, Israel Discount Bank ranks better than 54.39% on this metric.

As of today (2026-08-10), Israel Discount Bank's current share price is $99.7375. Israel Discount Bank's E10 for the quarter that ended in Mar. 2026 was $9.83. Israel Discount Bank's Shiller PE Ratio for today is 10.15.

The historical rank and industry rank for Israel Discount Bank's Shiller PE Ratio or its related term are showing as below:

ISDAY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.61   Med: 12.93   Max: 19.71
Current: 13.33

During the past years, Israel Discount Bank's highest Shiller PE Ratio was 19.71. The lowest was 9.61. And the median was 12.93.

ISDAY's Shiller PE Ratio is ranked better than
54.39% of 1241 companies
in the Banks industry
Industry Median: 13.95 vs ISDAY: 13.33

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Israel Discount Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was $2.533. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $9.83 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Israel Discount Bank  (OTCPK:ISDAY) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Israel Discount Bank Shiller PE Ratio Related Terms


Israel Discount Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Israel Discount Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank Shiller PE Ratio Chart

Israel Discount Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.75 12.77 10.62 12.07 14.30

Israel Discount Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.00 15.09 14.17 14.30 12.78

ISDAY vs PNC, USB: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Israel Discount Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Israel Discount Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's Shiller PE Ratio falls into.


ISDAY
67GF Score
Israel Discount Bank Ltd ISDAY
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Israel Discount Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Israel Discount Bank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=99.7375/9.83
=10.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, Israel Discount Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.533/330.2130*330.2130
=2.533

Current CPI (Mar. 2026) = 330.2130.

Israel Discount Bank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 1.233 241.018 1.689
201609 0.600 241.428 0.821
201612 0.400 241.432 0.547
201703 0.866 243.801 1.173
201706 0.766 244.955 1.033
201709 0.900 246.819 1.204
201712 1.066 246.524 1.428
201803 0.900 249.554 1.191
201806 1.200 251.989 1.573
201809 1.266 252.439 1.656
201812 0.928 251.233 1.220
201903 1.166 254.202 1.515
201906 1.566 256.143 2.019
201909 1.233 256.759 1.586
201912 0.930 256.974 1.195
202003 0.800 258.115 1.023
202006 0.500 257.797 0.640
202009 0.733 260.280 0.930
202012 0.766 260.474 0.971
202103 1.900 264.877 2.369
202106 2.466 271.696 2.997
202109 2.066 274.310 2.487
202112 1.500 278.802 1.777
202203 2.799 287.504 3.215
202206 1.833 296.311 2.043
202209 2.399 296.808 2.669
202212 2.530 296.797 2.815
202303 3.432 301.836 3.755
202306 3.199 305.109 3.462
202309 2.199 307.789 2.359
202312 2.466 306.746 2.655
202403 2.833 312.332 2.995
202406 2.799 314.175 2.942
202409 3.066 315.301 3.211
202412 2.833 315.605 2.964
202503 2.799 319.799 2.890
202506 2.999 322.561 3.070
202509 3.066 324.800 3.117
202512 2.299 324.054 2.343
202603 2.533 330.213 2.533

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 10.15 mean?
Israel Discount Bank (ISDAY) has a Shiller PE Ratio of 10.15 as of Aug. 10, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Israel Discount Bank and its competitors. This is 22% below median its historical median of 12.93. Over the past decade, Israel Discount Bank's Shiller PE Ratio has ranged from 9.61 to 19.71. According to the industry distribution chart, Israel Discount Bank ranks #566 out of 1241 companies in the Banks industry, placing it in the top 45.6%.
Is Israel Discount Bank's Shiller PE Ratio too high?
Israel Discount Bank's current Shiller PE Ratio of 10.15 is 22% below median its 10-year median of 12.93. Over the past 10 years, this metric has ranged from a low of 9.61 to a high of 19.71. The Banks industry median Shiller PE Ratio is 13.95. Israel Discount Bank's value of 10.15 is 27.2% below this industry median. Based on the distribution chart, Israel Discount Bank ranks #566 out of 1241 companies in the Banks industry, which is above the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's Shiller PE Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #566 out of 1241 companies for Shiller PE Ratio. This puts Israel Discount Bank in the upper half of its industry. The industry median Shiller PE Ratio is 13.95. Israel Discount Bank's value of 10.15 is 27.2% below this benchmark. Historically, Israel Discount Bank's own Shiller PE Ratio has ranged from 9.61 to 19.71 over the past decade. While the company's 10-year median is 12.93 vs. the industry median of 13.95, Israel Discount Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.95, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current Shiller PE Ratio of 10.15 is 27.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current Shiller PE Ratio is 10.15, which is 22% below median its own 10-year median of 12.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Fairly Valued. The stock's GF Value™ is $101.08, compared to a current price of $99.74 — trading 1.3% below its estimated fair value. The current Shiller PE Ratio is 10.15, which is 22% below median its 10-year median of 12.93 and 27.2% below the Banks industry median of 13.95. Israel Discount Bank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current Shiller PE Ratio is 10.15 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAY) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued. The current stock price of $99.74 is trading 1.3% below its estimated GF Value™ of $101.08. GuruFocus considers Israel Discount Bank to be Fairly Valued.

Key valuation signals for ISDAY:

  • Shiller PE Ratio: 10.15 (22% below median its 10-year median of 12.93)
  • GF Value™: $101.08 vs. price of $99.74 (1.3% below fair value)
  • GF Score™: 67/100 with 4 warning signs
  • Industry Position: 27.2% below the Banks median (#566 of 1241)

No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Israel Discount Bank Business Description

Other Exchanges ISDAF:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score

Get the complete analysis for ISDAY

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$99.74
Price
$101.08
GF Value