ISDAY (Israel Discount Bank) FCF Margin %: -159.43% (As of Mar. 2026)


ISDAY Israel Discount Bank Ltd ISDAY
67 GF Score
Price $95.96
GF Value $106.18
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Israel Discount Bank FCF Margin %?

Israel Discount Bank ISDAY +1.28% 67 FCF Margin % is -159.43% as of Mar. 2026. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Israel Discount Bank ranks worse than 78.67% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Israel Discount Bank's Free Cash Flow for the three months ended in Mar. 2026 was $-1,680 Mil. Israel Discount Bank's Revenue for the three months ended in Mar. 2026 was $1,054 Mil. Therefore, Israel Discount Bank's FCF Margin % for the quarter that ended in Mar. 2026 was -159.43%.

As of today, Israel Discount Bank's current FCF Yield % is -5.65%.

The historical rank and industry rank for Israel Discount Bank's FCF Margin % or its related term are showing as below:

ISDAY' s FCF Margin % Range Over the Past 10 Years
Min: -16.07   Med: 29.52   Max: 63.98
Current: -15.12


During the past 13 years, the highest FCF Margin % of Israel Discount Bank was 63.98%. The lowest was -16.07%. And the median was 29.52%.

ISDAY's FCF Margin % is ranked worse than
78.67% of 1505 companies
in the Banks industry
Industry Median: 26.42 vs ISDAY: -15.12


Israel Discount Bank FCF Margin % Related Terms


Israel Discount Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Israel Discount Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank FCF Margin % Chart

Israel Discount Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.37 -16.07 6.19 25.67 45.49

Israel Discount Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 -11.15 118.78 -20.41 -159.43

ISDAY vs PNC: FCF Margin % Comparison

For the Banks - Regional subindustry, Israel Discount Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Israel Discount Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's FCF Margin % falls into.


ISDAY
67GF Score
Israel Discount Bank Ltd ISDAY
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Israel Discount Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Israel Discount Bank's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2014.367/4428.234
=45.49 %

Israel Discount Bank's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-1679.989/1053.747
=-159.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -159.43% mean?
Israel Discount Bank (ISDAY) has a FCF Margin % of -159.43% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Israel Discount Bank and its competitors. According to the industry distribution chart, Israel Discount Bank ranks #1184 out of 1505 companies in the Banks industry, placing it in the top 78.7%.
Is Israel Discount Bank's FCF Margin % too high?
Israel Discount Bank's current FCF Margin % is -159.43%. Based on the distribution chart, Israel Discount Bank ranks #1184 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's FCF Margin % compare to PNC?
According to the Banks industry distribution chart, Israel Discount Bank ranks #1184 out of 1505 companies for FCF Margin %. This places Israel Discount Bank in the lower half of its industry. The industry median FCF Margin % is 26.42. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current FCF Margin % is -159.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.18, compared to a current price of $95.96 — trading 9.6% below its estimated fair value. The current FCF Margin % is -159.43%. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current FCF Margin % is -159.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAY) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued. The current stock price of $95.96 is trading 9.6% below its estimated GF Value™ of $106.18. GuruFocus considers Israel Discount Bank to be Modestly Undervalued.

Key valuation signals for ISDAY:

  • FCF Margin %: -159.43%
  • GF Value™: $106.18 vs. price of $95.96 (9.6% below fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Israel Discount Bank Business Description

Other Exchanges ISDAF:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.96
Price
$106.18
GF Value