ISDAY (Israel Discount Bank) Dividend Payout Ratio: 0.52 (As of Mar. 2026) — 206% Above Median


ISDAY Israel Discount Bank Ltd ISDAY
67 GF Score
Price $95.96
GF Value $106.18
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Israel Discount Bank Dividend Payout Ratio?

Israel Discount Bank ISDAY +1.28% 67 Dividend Payout Ratio is 0.52 as of Mar. 2026, which is 206% above its 10-year median of 0.17. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,169 Banks companies, Israel Discount Bank ranks worse than 73.4% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Israel Discount Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.52.

The historical rank and industry rank for Israel Discount Bank's Dividend Payout Ratio or its related term are showing as below:

ISDAY' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05   Med: 0.17   Max: 0.48
Current: 0.48

During the past 13 years, the highest Dividend Payout Ratio of Israel Discount Bank was 0.48. The lowest was 0.05. And the median was 0.17.

ISDAY's Dividend Payout Ratio is ranked worse than
73.4% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs ISDAY: 0.48

As of today (2026-06-24), the Dividend Yield % of Israel Discount Bank is 5.18%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Israel Discount Bank was 5.25%. The lowest was 0.21%. And the median was 2.46%.

Israel Discount Bank's Dividends per Share for the months ended in Mar. 2026 was $1.22.

During the past 12 months, Israel Discount Bank's average Dividends Per Share Growth Rate was 37.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 38.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 97.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Israel Discount Bank was 172.20% per year. The lowest was 7.10% per year. And the median was 38.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Israel Discount Bank (OTCPK:ISDAY) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Israel Discount Bank Dividend Payout Ratio Related Terms

Israel Discount Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Israel Discount Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank Dividend Payout Ratio Chart

Israel Discount Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.19 0.28 0.28 0.43

Israel Discount Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.26 0.47 0.76 0.52

ISDAY vs PNC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Israel Discount Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Israel Discount Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's Dividend Payout Ratio falls into.


ISDAY
67GF Score
Israel Discount Bank Ltd ISDAY
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Israel Discount Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Israel Discount Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=4.535/ 10.638
=0.43

Israel Discount Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=1.224/ 2.362
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.52 mean?
Israel Discount Bank (ISDAY) has a Dividend Payout Ratio of 0.52 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Israel Discount Bank and its competitors. This is 206% above median its historical median of 0.17. Over the past decade, Israel Discount Bank's Dividend Payout Ratio has ranged from 0.05 to 0.48. According to the industry distribution chart, Israel Discount Bank ranks #858 out of 1169 companies in the Banks industry, placing it in the top 73.4%.
Is Israel Discount Bank's Dividend Payout Ratio too high?
Israel Discount Bank's current Dividend Payout Ratio of 0.52 is 206% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.48. The Banks industry median Dividend Payout Ratio is 0.32. Israel Discount Bank's value of 0.52 is 62.5% above this industry median. Based on the distribution chart, Israel Discount Bank ranks #858 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's Dividend Payout Ratio compare to PNC?
According to the Banks industry distribution chart, Israel Discount Bank ranks #858 out of 1169 companies for Dividend Payout Ratio. This places Israel Discount Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Israel Discount Bank's value of 0.52 is 62.5% above this benchmark. Historically, Israel Discount Bank's own Dividend Payout Ratio has ranged from 0.05 to 0.48 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.32, Israel Discount Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current Dividend Payout Ratio of 0.52 is 62.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current Dividend Payout Ratio is 0.52, which is 206% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.18, compared to a current price of $95.96 — trading 9.6% below its estimated fair value. The current Dividend Payout Ratio is 0.52, which is 206% above median its 10-year median of 0.17 and 62.5% above the Banks industry median of 0.32. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current Dividend Payout Ratio is 0.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAY) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued. The current stock price of $95.96 is trading 9.6% below its estimated GF Value™ of $106.18. GuruFocus considers Israel Discount Bank to be Modestly Undervalued.

Key valuation signals for ISDAY:

  • Dividend Payout Ratio: 0.52 (206% above median its 10-year median of 0.17)
  • GF Value™: $106.18 vs. price of $95.96 (9.6% below fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 62.5% above the Banks median (#858 of 1169)

No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Israel Discount Bank Business Description

Other Exchanges ISDAF:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score

Get the complete analysis for ISDAY

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.96
Price
$106.18
GF Value