ISDAY (Israel Discount Bank) OCF Margin %: -153.79% (As of Mar. 2026)


ISDAY Israel Discount Bank Ltd ISDAY
67 GF Score
Price $95.96
GF Value $106.18
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Israel Discount Bank OCF Margin %?

Israel Discount Bank ISDAY +1.28% 67 OCF Margin % is -153.79% as of Mar. 2026. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Israel Discount Bank ranks worse than 78.48% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Israel Discount Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was $-1,621 Mil. Israel Discount Bank's Revenue for the three months ended in Mar. 2026 was $1,054 Mil. Therefore, Israel Discount Bank's OCF Margin % for the quarter that ended in Mar. 2026 was -153.79%.

As of today, Israel Discount Bank's current OCF Yield % is -3.53%.

The historical rank and industry rank for Israel Discount Bank's OCF Margin % or its related term are showing as below:

ISDAY' s OCF Margin % Range Over the Past 10 Years
Min: -7.56   Med: 37.37   Max: 71.42
Current: -9.45


During the past 13 years, the highest OCF Margin % of Israel Discount Bank was 71.42%. The lowest was -7.56%. And the median was 37.37%.

ISDAY's OCF Margin % is ranked worse than
78.48% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs ISDAY: -9.45


Israel Discount Bank OCF Margin % Related Terms


Israel Discount Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Israel Discount Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank OCF Margin % Chart

Israel Discount Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42.74 -7.56 15.21 31.99 50.83

Israel Discount Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.28 -5.53 124.05 -14.18 -153.79

ISDAY vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Israel Discount Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Israel Discount Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's OCF Margin % falls into.


ISDAY
67GF Score
Israel Discount Bank Ltd ISDAY
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Israel Discount Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Israel Discount Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2250.895/4428.234
=50.83 %

Israel Discount Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-1620.604/1053.747
=-153.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -153.79% mean?
Israel Discount Bank (ISDAY) has a OCF Margin % of -153.79% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Israel Discount Bank and its competitors. According to the industry distribution chart, Israel Discount Bank ranks #1178 out of 1501 companies in the Banks industry, placing it in the top 78.5%.
Is Israel Discount Bank's OCF Margin % too high?
Israel Discount Bank's current OCF Margin % is -153.79%. Based on the distribution chart, Israel Discount Bank ranks #1178 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Israel Discount Bank ranks #1178 out of 1501 companies for OCF Margin %. This places Israel Discount Bank in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current OCF Margin % is -153.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.18, compared to a current price of $95.96 — trading 9.6% below its estimated fair value. The current OCF Margin % is -153.79%. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current OCF Margin % is -153.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAY) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued. The current stock price of $95.96 is trading 9.6% below its estimated GF Value™ of $106.18. GuruFocus considers Israel Discount Bank to be Modestly Undervalued.

Key valuation signals for ISDAY:

  • OCF Margin %: -153.79%
  • GF Value™: $106.18 vs. price of $95.96 (9.6% below fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Israel Discount Bank Business Description

Other Exchanges ISDAF:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.96
Price
$106.18
GF Value