ISDAY (Israel Discount Bank) PEG Ratio: 0.83 (As of Jun. 25, 2026) — 23% Below Median


ISDAY Israel Discount Bank Ltd ISDAY
67 GF Score
Price $95.96
GF Value $106.18
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Israel Discount Bank PEG Ratio?

Israel Discount Bank ISDAY +1.28% 67 PEG Ratio is 0.83 as of Jun. 25, 2026, which is 23% below its 10-year median of 1.08. GuruFocus rates ISDAY with a GF Score™ of 67/100 and a GF Value™ of $106.18 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,230 Banks companies, Israel Discount Bank ranks better than 74.72% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Israel Discount Bank's PE Ratio without NRI is 9.29. Israel Discount Bank's 5-Year Book Value growth rate is 11.20%. Therefore, Israel Discount Bank's PEG Ratio for today is 0.83.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Israel Discount Bank's PEG Ratio or its related term are showing as below:

ISDAY' s PEG Ratio Range Over the Past 10 Years
Min: 0.62   Med: 1.08   Max: 3.22
Current: 0.83


During the past 13 years, Israel Discount Bank's highest PEG Ratio was 3.22. The lowest was 0.62. And the median was 1.08.


ISDAY's PEG Ratio is ranked better than
74.72% of 1230 companies
in the Banks industry
Industry Median: 1.505 vs ISDAY: 0.83

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Israel Discount Bank  (OTCPK:ISDAY) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Israel Discount Bank PEG Ratio Related Terms


Israel Discount Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Israel Discount Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Israel Discount Bank PEG Ratio Chart

Israel Discount Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.09 0.89 0.68 0.71 0.94

Israel Discount Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.88 0.86 0.94 0.93

ISDAY vs PNC: PEG Ratio Comparison

For the Banks - Regional subindustry, Israel Discount Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Israel Discount Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Israel Discount Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Israel Discount Bank's PEG Ratio falls into.


ISDAY
67GF Score
Israel Discount Bank Ltd ISDAY
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Israel Discount Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Israel Discount Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.2876500193573/11.20
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.83 mean?
Israel Discount Bank (ISDAY) has a PEG Ratio of 0.83 as of Jun. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Israel Discount Bank and its competitors. This is 23% below median its historical median of 1.08. Over the past decade, Israel Discount Bank's PEG Ratio has ranged from 0.62 to 3.22. According to the industry distribution chart, Israel Discount Bank ranks #311 out of 1230 companies in the Banks industry, placing it in the top 25.3%.
Is Israel Discount Bank's PEG Ratio too high?
Israel Discount Bank's current PEG Ratio of 0.83 is 23% below median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 3.22. The Banks industry median PEG Ratio is 1.51. Israel Discount Bank's value of 0.83 is 44.9% below this industry median. Based on the distribution chart, Israel Discount Bank ranks #311 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's PEG Ratio compare to PNC?
According to the Banks industry distribution chart, Israel Discount Bank ranks #311 out of 1230 companies for PEG Ratio. This puts Israel Discount Bank in the upper half of its industry. The industry median PEG Ratio is 1.51. Israel Discount Bank's value of 0.83 is 44.9% below this benchmark. Historically, Israel Discount Bank's own PEG Ratio has ranged from 0.62 to 3.22 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 1.51, Israel Discount Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current PEG Ratio of 0.83 is 44.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current PEG Ratio is 0.83, which is 23% below median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $106.18, compared to a current price of $95.96 — trading 9.6% below its estimated fair value. The current PEG Ratio is 0.83, which is 23% below median its 10-year median of 1.08 and 44.9% below the Banks industry median of 1.51. Israel Discount Bank's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current PEG Ratio is 0.83 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Israel Discount Bank (ISDAY) Overvalued in 2026?

Based on GuruFocus' analysis, Israel Discount Bank stock appears to be undervalued. The current stock price of $95.96 is trading 9.6% below its estimated GF Value™ of $106.18. GuruFocus considers Israel Discount Bank to be Modestly Undervalued.

Key valuation signals for ISDAY:

  • PEG Ratio: 0.83 (23% below median its 10-year median of 1.08)
  • GF Value™: $106.18 vs. price of $95.96 (9.6% below fair value)
  • GF Score™: 67/100 with 6 warning signs
  • Industry Position: 44.9% below the Banks median (#311 of 1230)

No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Israel Discount Bank Business Description

Other Exchanges ISDAF:USADSCT:Israel
Address 23 Yehuda Halevi Street, Tel Aviv, ISR, 65136
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
67GF Score

Get the complete analysis for ISDAY

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$95.96
Price
$106.18
GF Value