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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Israel Discount Bank's Enterprise Value is $4,023 Mil.
Israel Discount Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-404 Mil. Therefore, Israel Discount Bank's EV-to-OCF for today is -9.95.
The historical rank and industry rank for Israel Discount Bank's EV-to-OCF or its related term are showing as below:
ISDAY'
s EV-to-OCF Range Over the Past 10 Years
Min: -36.6 Med: -1.47 Max: 32.07
Current: -11.6
During the past 13 years, the highest EV-to-OCF of Israel Discount Bank was 32.07. The lowest was -36.60. And the median was -1.47.
ISDAY's EV-to-OCF is ranked better than 89.41% of 1502
companies
in the Banks industry
Industry Median: 3.72
vs ISDAY: -11.60
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Israel Discount Bank (OTCPK:ISDAY) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Israel Discount Bank's PE Ratio (TTM) for today is calculated as:
Israel Discount Bank's share price for today is $99.7375.
Israel Discount Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.734.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Israel Discount Bank EV-to-OCF Related Terms
Israel Discount Bank EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Israel Discount Bank's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Israel Discount Bank's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's EV-to-OCF falls into.
Israel Discount Bank's current Enterprise Value is $4,023 Mil.
Israel Discount Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-404 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Israel Discount Bank (ISDAY) has a EV-to-OCF of -9.95 as of Jul. 18, 2026. According to the industry distribution chart, Israel Discount Bank ranks #159 out of 1502 companies in the Banks industry, placing it in the top 10.6%.
Is Israel Discount Bank's EV-to-OCF too high?
Israel Discount Bank's current EV-to-OCF is -9.95. Based on the distribution chart, Israel Discount Bank ranks #159 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Israel Discount Bank has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #159 out of 1502 companies for EV-to-OCF. This places Israel Discount Bank in the top 11% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.72. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.72, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current EV-to-OCF is -9.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Fairly Valued. The stock's GF Value™ is $84.19, compared to a current price of $99.74 — trading 18.5% above its estimated fair value. The current EV-to-OCF is -9.95. Israel Discount Bank's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current EV-to-OCF is -9.95 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be overvalued.
The current stock price of $99.74 is trading 18.5% above its estimated GF Value™ of $84.19.
GuruFocus considers Israel Discount Bank to be Fairly Valued.
Key valuation signals for ISDAY:
EV-to-OCF: -9.95
GF Value™: $84.19 vs. price of $99.74 (18.5% above fair value)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
62GF Score
Get the complete analysis for ISDAY
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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