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Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Israel Discount Bank Price-to-Tangible-Book Related Terms
Israel Discount Bank Price-to-Tangible-Book Historical Data
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The historical data trend for Israel Discount Bank's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Israel Discount Bank's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Israel Discount Bank (ISDAY) has a Price-to-Tangible-Book of 1.29 as of Sep. 14, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Israel Discount Bank and its competitors. According to the industry distribution chart, Israel Discount Bank ranks #797 out of 1494 companies in the Banks industry, placing it in the top 53.3%.
Is Israel Discount Bank's Price-to-Tangible-Book too high?
Israel Discount Bank's current Price-to-Tangible-Book is 1.29. The Banks industry median Price-to-Tangible-Book is 1.20. Israel Discount Bank's value of 1.29 is 7.5% above this industry median. Based on the distribution chart, Israel Discount Bank ranks #797 out of 1494 companies in the Banks industry, which is below the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's Price-to-Tangible-Book compare to USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #797 out of 1494 companies for Price-to-Tangible-Book. This places Israel Discount Bank in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.20. Israel Discount Bank's value of 1.29 is 7.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,494 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current Price-to-Tangible-Book of 1.29 is 7.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Israel Discount Bank and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current Price-to-Tangible-Book is 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Modestly Overvalued. The stock's GF Value™ is $99.14, compared to a current price of $119.62 — trading 20.7% above its estimated fair value. The current Price-to-Tangible-Book is 1.29 and 7.5% above the Banks industry median of 1.20. Israel Discount Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current Price-to-Tangible-Book is 1.29 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be overvalued.
The current stock price of $119.62 is trading 20.7% above its estimated GF Value™ of $99.14.
GuruFocus considers Israel Discount Bank to be Modestly Overvalued.
Key valuation signals for ISDAY:
Price-to-Tangible-Book: 1.29
GF Value™: $99.14 vs. price of $119.62 (20.7% above fair value)
Industry Position: 7.5% above the Banks median (#797 of 1494)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
69GF Score
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Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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