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Israel Discount BankISDAY 65 3-Year EPS without NRI Growth Rate is 6.20% as of Mar. 2026, which is 32% below its 10-year median of 9.15. GuruFocus rates ISDAY with a GF Score™ of 65/100 and a GF Value™ of $101.09 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,409 Banks companies, Israel Discount Bank ranks worse than 52.52% on this metric.
During the past 12 months, Israel Discount Bank's average EPS without NRI Growth Rate was -6.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 6.20% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 25.30% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 20.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Israel Discount Bank was 82.80% per year. The lowest was -28.10% per year. And the median was 9.15% per year.
Israel Discount Bank (OTCPK:ISDAY) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Israel Discount Bank 3-Year EPS without NRI Growth Rate Related Terms
ISDAY vs PNC, USB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Israel Discount Bank's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Israel Discount Bank 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Israel Discount Bank's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Israel Discount Bank's 3-Year EPS without NRI Growth Rate falls into.
Israel Discount Bank 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 6.20% mean?
Israel Discount Bank (ISDAY) has a 3-Year EPS without NRI Growth Rate of 6.20% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Israel Discount Bank and its competitors. This is 32% below median its historical median of 9.15. According to the industry distribution chart, Israel Discount Bank ranks #740 out of 1409 companies in the Banks industry, placing it in the top 52.5%.
Is Israel Discount Bank's 3-Year EPS without NRI Growth Rate too high?
Israel Discount Bank's current 3-Year EPS without NRI Growth Rate of 6.20% is 32% below median its 10-year median of 9.15. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.40. Israel Discount Bank's value of 6.20% is 16.2% below this industry median. Based on the distribution chart, Israel Discount Bank ranks #740 out of 1409 companies in the Banks industry, which is below the industry midpoint. Overall, Israel Discount Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Israel Discount Bank's 3-Year EPS without NRI Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Israel Discount Bank ranks #740 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Israel Discount Bank in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.40. Israel Discount Bank's value of 6.20% is 16.2% below this benchmark. While the company's 10-year median is 9.15 vs. the industry median of 7.40, Israel Discount Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.40, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Israel Discount Bank's current 3-Year EPS without NRI Growth Rate of 6.20% is 16.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Israel Discount Bank and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Israel Discount Bank's current 3-Year EPS without NRI Growth Rate is 6.20%, which is 32% below median its own 10-year median of 9.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Israel Discount Bank stock overvalued right now?
Based on GuruFocus' analysis, Israel Discount Bank (ISDAY) is currently considered Fairly Valued. The stock's GF Value™ is $101.09, compared to a current price of $108.45 — trading 7.3% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 6.20%, which is 32% below median its 10-year median of 9.15 and 16.2% below the Banks industry median of 7.40. Israel Discount Bank's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Israel Discount Bank (ISDAY), the current 3-Year EPS without NRI Growth Rate is 6.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Israel Discount Bank (ISDAY) Overvalued in 2026?
Based on GuruFocus' analysis, Israel Discount Bank stock appears to be overvalued.
The current stock price of $108.45 is trading 7.3% above its estimated GF Value™ of $101.09.
GuruFocus considers Israel Discount Bank to be Fairly Valued.
Key valuation signals for ISDAY:
3-Year EPS without NRI Growth Rate: 6.20% (32% below median its 10-year median of 9.15)
GF Value™: $101.09 vs. price of $108.45 (7.3% above fair value)
Industry Position: 16.2% below the Banks median (#740 of 1409)
No single metric tells the full story. See the ISDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Israel Discount Bank Ltd and its subsidiaries engage in banking and financial services. The bank is headquartered in Israel and earns the majority of its revenue domestically. The bank operates through several segments organized by customer type, including Households, Private Banking, Small and minute businesses, Medium businesses, Large businesses, Institutional bodies, Financial management, and Other Segment.
65GF Score
Get the complete analysis for ISDAY
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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