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Jahangir SiddiquiKAR:JSCL +4.04%73 3-Year Book Growth Rate is 21.40% as of Mar. 2026, which is 123% above its 10-year median of 9.60. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.51 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,499 Banks companies, Jahangir Siddiqui ranks better than 90.46% on this metric.
During the past 12 months, Jahangir Siddiqui's average Book Value per Share Growth Rate was 10.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 21.40% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 10.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Jahangir Siddiqui was 37.50% per year. The lowest was -5.70% per year. And the median was 9.60% per year.
Jahangir Siddiqui (KAR:JSCL) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Jahangir Siddiqui 3-Year Book Growth Rate Related Terms
KAR:JSCL vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Jahangir Siddiqui's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jahangir Siddiqui 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Jahangir Siddiqui's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Jahangir Siddiqui's 3-Year Book Growth Rate falls into.
Jahangir Siddiqui 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 21.40% mean?
Jahangir Siddiqui (KAR:JSCL) has a 3-Year Book Growth Rate of 21.40% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Jahangir Siddiqui and its competitors. This is 123% above median its historical median of 9.60. According to the industry distribution chart, Jahangir Siddiqui ranks #143 out of 1499 companies in the Banks industry, placing it in the top 9.5%.
Is Jahangir Siddiqui's 3-Year Book Growth Rate too high?
Jahangir Siddiqui's current 3-Year Book Growth Rate of 21.40% is 123% above median its 10-year median of 9.60. The Banks industry median 3-Year Book Growth Rate is 8.70. Jahangir Siddiqui's value of 21.40% is 146% above this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #143 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #143 out of 1499 companies for 3-Year Book Growth Rate. This places Jahangir Siddiqui in the top 10% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.70. Jahangir Siddiqui's value of 21.40% is 146% above this benchmark. While the company's 10-year median is 9.60 vs. the industry median of 8.70, Jahangir Siddiqui has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current 3-Year Book Growth Rate of 21.40% is 146% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Jahangir Siddiqui and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current 3-Year Book Growth Rate is 21.40%, which is 123% above median its own 10-year median of 9.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.51, compared to a current price of ₨24.97 — trading 28% above its estimated fair value. The current 3-Year Book Growth Rate is 21.40%, which is 123% above median its 10-year median of 9.60 and 146% above the Banks industry median of 8.70. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current 3-Year Book Growth Rate is 21.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?
Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued.
The current stock price of ₨24.97 is trading 28% above its estimated GF Value™ of ₨19.51.
GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.
Key valuation signals for KAR:JSCL:
3-Year Book Growth Rate: 21.40% (123% above median its 10-year median of 9.60)
GF Value™: ₨19.51 vs. price of ₨24.97 (28% above fair value)
Industry Position: 146% above the Banks median (#143 of 1499)
No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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