Jahangir Siddiqui (KAR:JSCL) LT-Debt-to-Total-Asset: 0.04 (As of Mar. 2026)

What is Jahangir Siddiqui LT-Debt-to-Total-Asset?

Jahangir Siddiqui KAR:JSCL +1.25% 73 LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.18 (Modestly Overvalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Jahangir Siddiqui's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.04.

Jahangir Siddiqui's long-term debt to total assets ratio increased from Mar. 2025 (0.03) to Mar. 2026 (0.04). It may suggest that Jahangir Siddiqui is progressively becoming more dependent on debt to grow their business.

Jahangir Siddiqui (KAR:JSCL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Jahangir Siddiqui LT-Debt-to-Total-Asset Related Terms

Jahangir Siddiqui LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Jahangir Siddiqui's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jahangir Siddiqui LT-Debt-to-Total-Asset Chart

Jahangir Siddiqui Annual Data

Trend

Dec16

Dec17

Dec18

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Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.07

0.03

Jahangir Siddiqui Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.03	0.03	0.03	0.03	0.04

73GF Score

Jahangir Siddiqui & Co Ltd KAR:JSCL

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Jahangir Siddiqui LT-Debt-to-Total-Asset Calculation

Jahangir Siddiqui's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	41424.633	/	1437310.3
	=	0.03

Jahangir Siddiqui's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	60062.628	/	1455864.135
	=	0.04

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.04 mean?

Jahangir Siddiqui (KAR:JSCL) has a LT-Debt-to-Total-Asset of 0.04 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Jahangir Siddiqui and its competitors.

Is Jahangir Siddiqui's LT-Debt-to-Total-Asset too high?

Jahangir Siddiqui's current LT-Debt-to-Total-Asset is 0.04. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Jahangir Siddiqui's LT-Debt-to-Total-Asset compare to PNC and USB?

Jahangir Siddiqui's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Jahangir Siddiqui and its competitors. Jahangir Siddiqui's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Jahangir Siddiqui stock overvalued right now?

Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.18, compared to a current price of ₨21.92 — trading 14.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current LT-Debt-to-Total-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?

Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued. The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.18. GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.

Key valuation signals for KAR:JSCL:

LT-Debt-to-Total-Asset: 0.04
GF Value™: ₨19.18 vs. price of ₨21.92 (14.3% above fair value)
GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jahangir Siddiqui Business Description

Industry Financial Services Banks

Comparable Companies KAR:SNBL KAR:JSBL KAR:BIPL KAR:BOK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK NSE:SBIN PNC BSP:ITUB3 HKSE:01658 USB SGX:O39

Address Abdullah Haroon Road, 20th Floor, The Centre Plot No. 28, SB-5, Saddar, Karachi, SD, PAK, 74400

Website https://www.js.com

Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.

73GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨21.92

Price

₨19.18

GF Value

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