Jahangir Siddiqui (KAR:JSCL) Net Margin %: 1.80% (As of Mar. 2026) — 44% Below Median


KAR:JSCL Jahangir Siddiqui & Co Ltd KAR:JSCL
73 GF Score
Price ₨21.92
GF Value ₨19.17
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Jahangir Siddiqui Net Margin %?

Jahangir Siddiqui KAR:JSCL +1.25% 73 Net Margin % is 1.80% as of Mar. 2026, which is 44% below its 10-year median of 3.24. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.17 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Jahangir Siddiqui ranks worse than 93.19% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Jahangir Siddiqui's Net Income for the three months ended in Mar. 2026 was ₨653 Mil. Jahangir Siddiqui's Revenue for the three months ended in Mar. 2026 was ₨36,290 Mil. Therefore, Jahangir Siddiqui's net margin for the quarter that ended in Mar. 2026 was 1.80%.

The historical rank and industry rank for Jahangir Siddiqui's Net Margin % or its related term are showing as below:

KAR:JSCL' s Net Margin % Range Over the Past 10 Years
Min: 0.23   Med: 3.24   Max: 10.09
Current: 3.56


KAR:JSCL's Net Margin % is ranked worse than
93.19% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs KAR:JSCL: 3.56

Jahangir Siddiqui  (KAR:JSCL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Jahangir Siddiqui Net Margin % Related Terms


Jahangir Siddiqui Net Margin % Historical Data

* Premium members only.

The historical data trend for Jahangir Siddiqui's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jahangir Siddiqui Net Margin % Chart

Jahangir Siddiqui Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.66 2.79 6.50 2.82 3.94

Jahangir Siddiqui Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.52 4.41 2.84 5.08 1.80

KAR:JSCL vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Jahangir Siddiqui's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jahangir Siddiqui Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Jahangir Siddiqui's Net Margin % distribution charts can be found below:

* The bar in red indicates where Jahangir Siddiqui's Net Margin % falls into.


KAR:JSCL
73GF Score
Jahangir Siddiqui & Co Ltd KAR:JSCL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jahangir Siddiqui Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Jahangir Siddiqui's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6480.825/164391.66
=3.94 %

Jahangir Siddiqui's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=653.258/36290.488
=1.80 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 1.80% mean?
Jahangir Siddiqui (KAR:JSCL) has a Net Margin % of 1.80% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Jahangir Siddiqui and its competitors. This is 44% below median its historical median of 3.24. Over the past decade, Jahangir Siddiqui's Net Margin % has ranged from 0.23 to 10.09. According to the industry distribution chart, Jahangir Siddiqui ranks #1423 out of 1527 companies in the Banks industry, placing it in the top 93.2%.
Is Jahangir Siddiqui's Net Margin % too high?
Jahangir Siddiqui's current Net Margin % of 1.80% is 44% below median its 10-year median of 3.24. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 10.09. The Banks industry median Net Margin % is 26.95. Jahangir Siddiqui's value of 1.80% is 93.3% below this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #1423 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #1423 out of 1527 companies for Net Margin %. This places Jahangir Siddiqui in the lower half of its industry. The industry median Net Margin % is 26.95. Jahangir Siddiqui's value of 1.80% is 93.3% below this benchmark. Historically, Jahangir Siddiqui's own Net Margin % has ranged from 0.23 to 10.09 over the past decade. While the company's 10-year median is 3.24 vs. the industry median of 26.95, Jahangir Siddiqui has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current Net Margin % of 1.80% is 93.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current Net Margin % is 1.80%, which is 44% below median its own 10-year median of 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.17, compared to a current price of ₨21.92 — trading 14.3% above its estimated fair value. The current Net Margin % is 1.80%, which is 44% below median its 10-year median of 3.24 and 93.3% below the Banks industry median of 26.95. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current Net Margin % is 1.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?

Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued. The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.17. GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.

Key valuation signals for KAR:JSCL:

  • Net Margin %: 1.80% (44% below median its 10-year median of 3.24)
  • GF Value™: ₨19.17 vs. price of ₨21.92 (14.3% above fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 93.3% below the Banks median (#1423 of 1527)

No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jahangir Siddiqui Business Description

Address Abdullah Haroon Road, 20th Floor, The Centre Plot No. 28, SB-5, Saddar, Karachi, SD, PAK, 74400
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score

Get the complete analysis for KAR:JSCL

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨21.92
Price
₨19.17
GF Value