Jahangir SiddiquiKAR:JSCL +1.73%74 Return-on-Tangible-Asset is 0.18% as of Mar. 2026, which is 51% below its 10-year median of 0.37. GuruFocus rates KAR:JSCL with a GF Score™ of 74/100 and a GF Value™ of ₨19.24 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Jahangir Siddiqui ranks worse than 82.81% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Jahangir Siddiqui's annualizedNet Income for the quarter that ended in Mar. 2026 was ₨2,613 Mil. Jahangir Siddiqui's average total tangible assets for the quarter that ended in Mar. 2026 was ₨1,435,426 Mil. Therefore, Jahangir Siddiqui's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.18%.
The historical rank and industry rank for Jahangir Siddiqui's Return-on-Tangible-Asset or its related term are showing as below:
KAR:JSCL'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.02 Med: 0.37 Max: 0.96
Current: 0.39
During the past 13 years, Jahangir Siddiqui's highest Return-on-Tangible-Asset was 0.96%. The lowest was 0.02%. And the median was 0.37%.
KAR:JSCL's Return-on-Tangible-Asset is ranked worse than 82.81% of 1530
companies
in the Banks industry
Industry Median: 0.99
vs KAR:JSCL: 0.39
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Jahangir Siddiqui Return-on-Tangible-Asset Related Terms
Jahangir Siddiqui Return-on-Tangible-Asset Historical Data
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The historical data trend for Jahangir Siddiqui's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KAR:JSCL vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Jahangir Siddiqui's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jahangir Siddiqui Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Jahangir Siddiqui's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Jahangir Siddiqui's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.18% mean?
Jahangir Siddiqui (KAR:JSCL) has a Return-on-Tangible-Asset of 0.18% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jahangir Siddiqui and its competitors. This is 51% below median its historical median of 0.37. Over the past decade, Jahangir Siddiqui's Return-on-Tangible-Asset has ranged from 0.02 to 0.96. According to the industry distribution chart, Jahangir Siddiqui ranks #1267 out of 1530 companies in the Banks industry, placing it in the top 82.8%.
Is Jahangir Siddiqui's Return-on-Tangible-Asset too high?
Jahangir Siddiqui's current Return-on-Tangible-Asset of 0.18% is 51% below median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.96. The Banks industry median Return-on-Tangible-Asset is 0.99. Jahangir Siddiqui's value of 0.18% is 81.8% below this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #1267 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jahangir Siddiqui has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #1267 out of 1530 companies for Return-on-Tangible-Asset. This places Jahangir Siddiqui in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Jahangir Siddiqui's value of 0.18% is 81.8% below this benchmark. Historically, Jahangir Siddiqui's own Return-on-Tangible-Asset has ranged from 0.02 to 0.96 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.99, Jahangir Siddiqui has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current Return-on-Tangible-Asset of 0.18% is 81.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current Return-on-Tangible-Asset is 0.18%, which is 51% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.24, compared to a current price of ₨22.87 — trading 18.9% above its estimated fair value. The current Return-on-Tangible-Asset is 0.18%, which is 51% below median its 10-year median of 0.37 and 81.8% below the Banks industry median of 0.99. Jahangir Siddiqui's overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current Return-on-Tangible-Asset is 0.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?
Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued.
The current stock price of ₨22.87 is trading 18.9% above its estimated GF Value™ of ₨19.24.
GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.
Key valuation signals for KAR:JSCL:
Return-on-Tangible-Asset: 0.18% (51% below median its 10-year median of 0.37)
GF Value™: ₨19.24 vs. price of ₨22.87 (18.9% above fair value)
Industry Position: 81.8% below the Banks median (#1267 of 1530)
No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
74GF Score
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