Jahangir Siddiqui (KAR:JSCL) Cyclically Adjusted Book per Share: ₨51.18 (As of Mar. 2026)


KAR:JSCL Jahangir Siddiqui & Co Ltd KAR:JSCL
73 GF Score
Price ₨21.92
GF Value ₨19.18
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Jahangir Siddiqui Cyclically Adjusted Book per Share?

Jahangir Siddiqui KAR:JSCL +1.25% 73 Cyclically Adjusted Book per Share is ₨51.18 as of Mar. 2026. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.18 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Jahangir Siddiqui's adjusted book value per share for the three months ended in Mar. 2026 was ₨63.727. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₨51.18 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Jahangir Siddiqui's average Cyclically Adjusted Book Growth Rate was 7.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Jahangir Siddiqui was 6.70% per year. The lowest was 6.70% per year. And the median was 6.70% per year.

As of today (2026-06-25), Jahangir Siddiqui's current stock price is ₨21.92. Jahangir Siddiqui's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ₨51.18. Jahangir Siddiqui's Cyclically Adjusted PB Ratio of today is 0.43.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Jahangir Siddiqui was 0.62. The lowest was 0.21. And the median was 0.36.


Jahangir Siddiqui  (KAR:JSCL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Jahangir Siddiqui's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=21.92/51.18
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Jahangir Siddiqui was 0.62. The lowest was 0.21. And the median was 0.36.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Jahangir Siddiqui Cyclically Adjusted Book per Share Related Terms


Jahangir Siddiqui Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Jahangir Siddiqui's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jahangir Siddiqui Cyclically Adjusted Book per Share Chart

Jahangir Siddiqui Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 41.02 43.54 46.50 49.79

Jahangir Siddiqui Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.57 48.40 49.30 49.79 51.18

KAR:JSCL vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Jahangir Siddiqui's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jahangir Siddiqui Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Jahangir Siddiqui's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Jahangir Siddiqui's Cyclically Adjusted PB Ratio falls into.


KAR:JSCL
73GF Score
Jahangir Siddiqui & Co Ltd KAR:JSCL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jahangir Siddiqui Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jahangir Siddiqui's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=63.727/330.2130*330.2130
=63.727

Current CPI (Mar. 2026) = 330.2130.

Jahangir Siddiqui Quarterly Data

Book Value per Share CPI Adj_Book
201606 34.673 241.018 47.505
201609 37.285 241.428 50.997
201612 40.043 241.432 54.768
201703 43.095 243.801 58.369
201706 40.329 244.955 54.366
201709 38.869 246.819 52.002
201712 36.782 246.524 49.269
201803 38.260 249.554 50.626
201806 37.910 251.989 49.678
201809 32.860 252.439 42.984
201812 30.685 251.233 40.331
201903 31.312 254.202 40.675
201906 30.169 256.143 38.893
201909 28.645 256.759 36.840
201912 33.580 256.974 43.150
202003 29.195 258.115 37.350
202006 34.641 257.797 44.372
202009 38.260 260.280 48.540
202012 42.917 260.474 54.408
202103 49.244 264.877 61.391
202106 51.323 271.696 62.377
202109 48.037 274.310 57.827
202112 42.835 278.802 50.734
202203 40.771 287.504 46.828
202206 38.388 296.311 42.780
202209 40.632 296.808 45.205
202212 39.093 296.797 43.494
202303 39.075 301.836 42.749
202306 39.944 305.109 43.231
202309 47.923 307.789 51.414
202312 48.518 306.746 52.230
202403 49.298 312.332 52.120
202406 52.418 314.175 55.094
202409 55.931 315.301 58.576
202412 59.135 315.605 61.872
202503 57.642 319.799 59.519
202506 61.615 322.561 63.077
202509 65.617 324.800 66.711
202512 69.917 324.054 71.246
202603 63.727 330.213 63.727

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₨51.18 mean?
Jahangir Siddiqui (KAR:JSCL) has a Cyclically Adjusted Book per Share of ₨51.18 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Jahangir Siddiqui and its competitors.
Is Jahangir Siddiqui's Cyclically Adjusted Book per Share too high?
Jahangir Siddiqui's current Cyclically Adjusted Book per Share is ₨51.18. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's Cyclically Adjusted Book per Share compare to PNC and USB?
Jahangir Siddiqui's Cyclically Adjusted Book per Share of ₨51.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Jahangir Siddiqui and its competitors. Jahangir Siddiqui's current Cyclically Adjusted Book per Share is ₨51.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.18, compared to a current price of ₨21.92 — trading 14.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₨51.18. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current Cyclically Adjusted Book per Share is ₨51.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?

Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued. The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.18. GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.

Key valuation signals for KAR:JSCL:

  • Cyclically Adjusted Book per Share: ₨51.18
  • GF Value™: ₨19.18 vs. price of ₨21.92 (14.3% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jahangir Siddiqui Business Description

Address Abdullah Haroon Road, 20th Floor, The Centre Plot No. 28, SB-5, Saddar, Karachi, SD, PAK, 74400
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score

Get the complete analysis for KAR:JSCL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨21.92
Price
₨19.18
GF Value