Jahangir SiddiquiKAR:JSCL +1.25%73 Days Payable is 211.85 as of Mar. 2026, which is 164% above its 10-year median of 80.21. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.17 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 33 Banks companies, Jahangir Siddiqui ranks better than 87.88% on this metric.
The historical rank and industry rank for Jahangir Siddiqui's Days Payable or its related term are showing as below:
KAR:JSCL'
s Days Payable Range Over the Past 10 Years
Min: 44.39 Med: 80.21 Max: 166.34
Current: 166.34
During the past 13 years, Jahangir Siddiqui's highest Days Payable was 166.34. The lowest was 44.39. And the median was 80.21.
KAR:JSCL's Days Payable is ranked better than 87.88% of 33
companies
in the Banks industry
Industry Median: 32.94
vs KAR:JSCL: 166.34
Jahangir Siddiqui's Days Payable
increased
from Mar. 2025 (129.48) to Mar. 2026 (211.85).
It may suggest that Jahangir Siddiquidelayed paying its suppliers.
Jahangir Siddiqui Days Payable Related Terms
Jahangir Siddiqui Days Payable Historical Data
* Premium members only.
The historical data trend for Jahangir Siddiqui's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jahangir Siddiqui's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jahangir Siddiqui Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, Jahangir Siddiqui's Days Payable distribution charts can be found below:
* The bar in red indicates where Jahangir Siddiqui's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Jahangir Siddiqui's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jahangir Siddiqui (KAR:JSCL) has a Days Payable of 211.85 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Jahangir Siddiqui and its competitors. This is 164% above median its historical median of 80.21. Over the past decade, Jahangir Siddiqui's Days Payable has ranged from 44.39 to 166.34. According to the industry distribution chart, Jahangir Siddiqui ranks #4 out of 33 companies in the Banks industry, placing it in the top 12.1%.
Is Jahangir Siddiqui's Days Payable too high?
Jahangir Siddiqui's current Days Payable of 211.85 is 164% above median its 10-year median of 80.21. Over the past 10 years, this metric has ranged from a low of 44.39 to a high of 166.34. The Banks industry median Days Payable is 32.94. Jahangir Siddiqui's value of 211.85 is 543.1% above this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #4 out of 33 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's Days Payable compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #4 out of 33 companies for Days Payable. This places Jahangir Siddiqui in the top 12% of its industry — outperforming the majority of peers. The industry median Days Payable is 32.94. Jahangir Siddiqui's value of 211.85 is 543.1% above this benchmark. Historically, Jahangir Siddiqui's own Days Payable has ranged from 44.39 to 166.34 over the past decade. While the company's 10-year median is 80.21 vs. the industry median of 32.94, Jahangir Siddiqui has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.94, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current Days Payable of 211.85 is 543.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median Days Payable is 32.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current Days Payable is 211.85, which is 164% above median its own 10-year median of 80.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.17, compared to a current price of ₨21.92 — trading 14.3% above its estimated fair value. The current Days Payable is 211.85, which is 164% above median its 10-year median of 80.21 and 543.1% above the Banks industry median of 32.94. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current Days Payable is 211.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?
Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued.
The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.17.
GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.
Key valuation signals for KAR:JSCL:
Days Payable: 211.85 (164% above median its 10-year median of 80.21)
GF Value™: ₨19.17 vs. price of ₨21.92 (14.3% above fair value)
Industry Position: 543.1% above the Banks median (#4 of 33)
No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score
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