Jahangir SiddiquiKAR:JSCL +5.35%73 Cash Ratio is 0.53 as of Mar. 2026, which is 56% above its 10-year median of 0.34. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.26 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 46 Banks companies, Jahangir Siddiqui ranks worse than 56.52% on this metric.
Jahangir Siddiqui has a Cash Ratio of 0.53. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Jahangir Siddiqui's Cash Ratio or its related term are showing as below:
KAR:JSCL'
s Cash Ratio Range Over the Past 10 Years
Min: 0.13 Med: 0.34 Max: 0.79
Current: 0.53
During the past 13 years, Jahangir Siddiqui's highest Cash Ratio was 0.79. The lowest was 0.13. And the median was 0.34.
KAR:JSCL's Cash Ratio is ranked worse than 56.52% of 46
companies
in the Banks industry
Industry Median: 0.78
vs KAR:JSCL: 0.53
Jahangir Siddiqui (KAR:JSCL) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Jahangir Siddiqui Cash Ratio Related Terms
Jahangir Siddiqui Cash Ratio Historical Data
* Premium members only.
The historical data trend for Jahangir Siddiqui's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jahangir Siddiqui's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jahangir Siddiqui Cash Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jahangir Siddiqui's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Jahangir Siddiqui's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jahangir Siddiqui (KAR:JSCL) has a Cash Ratio of 0.53 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Jahangir Siddiqui and its competitors. This is 56% above median its historical median of 0.34. Over the past decade, Jahangir Siddiqui's Cash Ratio has ranged from 0.13 to 0.79. According to the industry distribution chart, Jahangir Siddiqui ranks #26 out of 46 companies in the Banks industry, placing it in the top 56.5%.
Is Jahangir Siddiqui's Cash Ratio too high?
Jahangir Siddiqui's current Cash Ratio of 0.53 is 56% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.79. The Banks industry median Cash Ratio is 0.78. Jahangir Siddiqui's value of 0.53 is 32.1% below this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #26 out of 46 companies in the Banks industry, which is below the industry midpoint. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's Cash Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #26 out of 46 companies for Cash Ratio. This places Jahangir Siddiqui in the lower half of its industry. The industry median Cash Ratio is 0.78. Jahangir Siddiqui's value of 0.53 is 32.1% below this benchmark. Historically, Jahangir Siddiqui's own Cash Ratio has ranged from 0.13 to 0.79 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.78, Jahangir Siddiqui has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Banks company?
The median Cash Ratio among Banks companies is 0.78, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current Cash Ratio of 0.53 is 32.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current Cash Ratio is 0.53, which is 56% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.26, compared to a current price of ₨26.38 — trading 37% above its estimated fair value. The current Cash Ratio is 0.53, which is 56% above median its 10-year median of 0.34 and 32.1% below the Banks industry median of 0.78. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current Cash Ratio is 0.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?
Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued.
The current stock price of ₨26.38 is trading 37% above its estimated GF Value™ of ₨19.26.
GuruFocus considers Jahangir Siddiqui to be Significantly Overvalued.
Key valuation signals for KAR:JSCL:
Cash Ratio: 0.53 (56% above median its 10-year median of 0.34)
GF Value™: ₨19.26 vs. price of ₨26.38 (37% above fair value)
Industry Position: 32.1% below the Banks median (#26 of 46)
No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score
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