Jahangir SiddiquiKAR:JSCL +5.35%73 Debt-to-Equity is 1.86 as of Mar. 2026, which is 11% below its 10-year median of 2.09. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,424 Banks companies, Jahangir Siddiqui ranks worse than 84.06% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Jahangir Siddiqui's Debt-to-Equity or its related term are showing as below:
KAR:JSCL'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.41 Med: 2.09 Max: 4.45
Current: 1.86
During the past 13 years, the highest Debt-to-Equity Ratio of Jahangir Siddiqui was 4.45. The lowest was 0.41. And the median was 2.09.
KAR:JSCL's Debt-to-Equity is ranked worse than 84.06% of 1424
companies
in the Banks industry
Industry Median: 0.56
vs KAR:JSCL: 1.86
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Jahangir Siddiqui Debt-to-Equity Related Terms
Jahangir Siddiqui Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Jahangir Siddiqui's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jahangir Siddiqui's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jahangir Siddiqui Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Jahangir Siddiqui's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Jahangir Siddiqui's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jahangir Siddiqui (KAR:JSCL) has a Debt-to-Equity of 1.86 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Jahangir Siddiqui and its competitors. This is 11% below median its historical median of 2.09. Over the past decade, Jahangir Siddiqui's Debt-to-Equity has ranged from 0.41 to 4.45. According to the industry distribution chart, Jahangir Siddiqui ranks #1197 out of 1424 companies in the Banks industry, placing it in the top 84.1%.
Is Jahangir Siddiqui's Debt-to-Equity too high?
Jahangir Siddiqui's current Debt-to-Equity of 1.86 is 11% below median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 4.45. The Banks industry median Debt-to-Equity is 0.56. Jahangir Siddiqui's value of 1.86 is 232.1% above this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #1197 out of 1424 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #1197 out of 1424 companies for Debt-to-Equity. This places Jahangir Siddiqui in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Jahangir Siddiqui's value of 1.86 is 232.1% above this benchmark. Historically, Jahangir Siddiqui's own Debt-to-Equity has ranged from 0.41 to 4.45 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 0.56, Jahangir Siddiqui has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,424 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current Debt-to-Equity of 1.86 is 232.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current Debt-to-Equity is 1.86, which is 11% below median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.29, compared to a current price of ₨26.38 — trading 36.8% above its estimated fair value. The current Debt-to-Equity is 1.86, which is 11% below median its 10-year median of 2.09 and 232.1% above the Banks industry median of 0.56. Jahangir Siddiqui's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current Debt-to-Equity is 1.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?
Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued.
The current stock price of ₨26.38 is trading 36.8% above its estimated GF Value™ of ₨19.29.
GuruFocus considers Jahangir Siddiqui to be Significantly Overvalued.
Key valuation signals for KAR:JSCL:
Debt-to-Equity: 1.86 (11% below median its 10-year median of 2.09)
GF Value™: ₨19.29 vs. price of ₨26.38 (36.8% above fair value)
Industry Position: 232.1% above the Banks median (#1197 of 1424)
No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score
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