Jahangir SiddiquiKAR:JSCL +1.25%73 Current Ratio is 1.10 as of Mar. 2026, which is 51% above its 10-year median of 0.73. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.17 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 47 Banks companies, Jahangir Siddiqui ranks worse than 74.47% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Jahangir Siddiqui's current ratio for the quarter that ended in Mar. 2026 was 1.10.
Jahangir Siddiqui has a current ratio of 1.10. It generally indicates good short-term financial strength.
The historical rank and industry rank for Jahangir Siddiqui's Current Ratio or its related term are showing as below:
KAR:JSCL'
s Current Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.73 Max: 1.54
Current: 1.1
During the past 13 years, Jahangir Siddiqui's highest Current Ratio was 1.54. The lowest was 0.51. And the median was 0.73.
KAR:JSCL's Current Ratio is ranked worse than 74.47% of 47
companies
in the Banks industry
Industry Median: 7.58
vs KAR:JSCL: 1.10
Jahangir Siddiqui (KAR:JSCL) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Jahangir Siddiqui Current Ratio Related Terms
Jahangir Siddiqui Current Ratio Historical Data
* Premium members only.
The historical data trend for Jahangir Siddiqui's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Jahangir Siddiqui's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jahangir Siddiqui Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Jahangir Siddiqui's Current Ratio distribution charts can be found below:
* The bar in red indicates where Jahangir Siddiqui's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jahangir Siddiqui (KAR:JSCL) has a Current Ratio of 1.10 as of Mar. 2026. This is 51% above median its historical median of 0.73. Over the past decade, Jahangir Siddiqui's Current Ratio has ranged from 0.51 to 1.54. According to the industry distribution chart, Jahangir Siddiqui ranks #35 out of 47 companies in the Banks industry, placing it in the top 74.5%.
Is Jahangir Siddiqui's Current Ratio too high?
Jahangir Siddiqui's current Current Ratio of 1.10 is 51% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.54. The Banks industry median Current Ratio is 7.58. Jahangir Siddiqui's value of 1.10 is 85.5% below this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #35 out of 47 companies in the Banks industry, which is below the industry midpoint. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's Current Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #35 out of 47 companies for Current Ratio. This places Jahangir Siddiqui in the lower half of its industry. The industry median Current Ratio is 7.58. Jahangir Siddiqui's value of 1.10 is 85.5% below this benchmark. Historically, Jahangir Siddiqui's own Current Ratio has ranged from 0.51 to 1.54 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 7.58, Jahangir Siddiqui has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 7.58, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current Current Ratio of 1.10 is 85.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 7.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current Current Ratio is 1.10, which is 51% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.17, compared to a current price of ₨21.92 — trading 14.3% above its estimated fair value. The current Current Ratio is 1.10, which is 51% above median its 10-year median of 0.73 and 85.5% below the Banks industry median of 7.58. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current Current Ratio is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?
Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued.
The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.17.
GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.
Key valuation signals for KAR:JSCL:
Current Ratio: 1.10 (51% above median its 10-year median of 0.73)
GF Value™: ₨19.17 vs. price of ₨21.92 (14.3% above fair value)
Industry Position: 85.5% below the Banks median (#35 of 47)
No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score
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