Jahangir Siddiqui (KAR:JSCL) 10-Year RORE % : 10.62% (As of Mar. 2026)


KAR:JSCL Jahangir Siddiqui & Co Ltd KAR:JSCL
73 GF Score
Price ₨21.92
GF Value ₨19.19
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Jahangir Siddiqui 10-Year RORE %?

Jahangir Siddiqui KAR:JSCL 73 10-Year RORE % is 10.62 as of Mar. 2026. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.19 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,091 Banks companies, Jahangir Siddiqui ranks better than 51.7% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Jahangir Siddiqui's 10-Year RORE % for the quarter that ended in Mar. 2026 was 10.62%.

The industry rank for Jahangir Siddiqui's 10-Year RORE % or its related term are showing as below:

KAR:JSCL's 10-Year RORE % is ranked better than
51.7% of 1091 companies
in the Banks industry
Industry Median: 10.19 vs KAR:JSCL: 10.62

Jahangir Siddiqui  (KAR:JSCL) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Jahangir Siddiqui 10-Year RORE % Related Terms


Jahangir Siddiqui 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Jahangir Siddiqui's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jahangir Siddiqui 10-Year RORE % Chart

Jahangir Siddiqui Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 11.86 29.58 3.28 13.52

Jahangir Siddiqui Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.38 4.74 7.33 13.52 10.62

KAR:JSCL vs PNC, USB: 10-Year RORE % Comparison

For the Banks - Regional subindustry, Jahangir Siddiqui's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jahangir Siddiqui 10-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Jahangir Siddiqui's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Jahangir Siddiqui's 10-Year RORE % falls into.


KAR:JSCL
73GF Score
Jahangir Siddiqui & Co Ltd KAR:JSCL
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jahangir Siddiqui 10-Year RORE % Calculation

Jahangir Siddiqui's 10-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 5.58-2.36 )/( 30.93-0.6 )
=3.22/30.33
=10.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 10.62 mean?
Jahangir Siddiqui (KAR:JSCL) has a 10-Year RORE % of 10.62 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Jahangir Siddiqui and its competitors. According to the industry distribution chart, Jahangir Siddiqui ranks #527 out of 1091 companies in the Banks industry, placing it in the top 48.3%.
Is Jahangir Siddiqui's 10-Year RORE % too high?
Jahangir Siddiqui's current 10-Year RORE % is 10.62. The Banks industry median 10-Year RORE % is 10.19. Jahangir Siddiqui's value of 10.62 is 4.2% above this industry median. Based on the distribution chart, Jahangir Siddiqui ranks #527 out of 1091 companies in the Banks industry, which is above the industry midpoint. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's 10-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Jahangir Siddiqui ranks #527 out of 1091 companies for 10-Year RORE %. This puts Jahangir Siddiqui in the upper half of its industry. The industry median 10-Year RORE % is 10.19. Jahangir Siddiqui's value of 10.62 is 4.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.19, based on 1,091 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current 10-Year RORE % of 10.62 is 4.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median 10-Year RORE % is 10.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current 10-Year RORE % is 10.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.19, compared to a current price of ₨21.92 — trading 14.2% above its estimated fair value. The current 10-Year RORE % is 10.62 and 4.2% above the Banks industry median of 10.19. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current 10-Year RORE % is 10.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?

Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued. The current stock price of ₨21.92 is trading 14.2% above its estimated GF Value™ of ₨19.19. GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.

Key valuation signals for KAR:JSCL:

  • 10-Year RORE %: 10.62
  • GF Value™: ₨19.19 vs. price of ₨21.92 (14.2% above fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 4.2% above the Banks median (#527 of 1091)

No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jahangir Siddiqui Business Description

Address Abdullah Haroon Road, 20th Floor, The Centre Plot No. 28, SB-5, Saddar, Karachi, SD, PAK, 74400
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score

Get the complete analysis for KAR:JSCL

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨21.92
Price
₨19.19
GF Value