Jahangir Siddiqui (KAR:JSCL) Interest Coverage: N/A (As of Mar. 2026)


KAR:JSCL Jahangir Siddiqui & Co Ltd KAR:JSCL
73 GF Score
Price ₨21.92
GF Value ₨19.17
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Jahangir Siddiqui Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Jahangir Siddiqui's Operating Income for the three months ended in Mar. 2026 was ₨1,895 Mil. Jahangir Siddiqui's Interest Expense for the three months ended in Mar. 2026 was ₨0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Jahangir Siddiqui & Co Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Jahangir Siddiqui's Interest Coverage or its related term are showing as below:


KAR:JSCL's Interest Coverage is not ranked *
in the Banks industry.
Industry Median: 22.68
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jahangir Siddiqui  (KAR:JSCL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Jahangir Siddiqui Interest Coverage Related Terms


Jahangir Siddiqui Interest Coverage Historical Data

* Premium members only.

The historical data trend for Jahangir Siddiqui's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Jahangir Siddiqui Interest Coverage Chart

Jahangir Siddiqui Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.26 1.70 4.76 5.19 6.65

Jahangir Siddiqui Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

KAR:JSCL vs PNC, USB: Interest Coverage Comparison

For the Banks - Regional subindustry, Jahangir Siddiqui's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jahangir Siddiqui Interest Coverage vs Banks Industry

For the Banks industry and Financial Services sector, Jahangir Siddiqui's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Jahangir Siddiqui's Interest Coverage falls into.


KAR:JSCL
73GF Score
Jahangir Siddiqui & Co Ltd KAR:JSCL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jahangir Siddiqui Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jahangir Siddiqui's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Jahangir Siddiqui's Interest Expense was ₨-2,447 Mil. Its Operating Income was ₨16,264 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨41,425 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*16263.826/-2447.397
=6.65

Jahangir Siddiqui's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Jahangir Siddiqui's Interest Expense was ₨0 Mil. Its Operating Income was ₨1,895 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨60,063 Mil.

GuruFocus does not calculate Jahangir Siddiqui's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?

Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued. The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.17. GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.

Key valuation signals for KAR:JSCL:

  • Interest Coverage: N/A
  • GF Value™: ₨19.17 vs. price of ₨21.92 (14.3% above fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jahangir Siddiqui Business Description

Address Abdullah Haroon Road, 20th Floor, The Centre Plot No. 28, SB-5, Saddar, Karachi, SD, PAK, 74400
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score

Get the complete analysis for KAR:JSCL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨21.92
Price
₨19.17
GF Value