Jahangir Siddiqui (KAR:JSCL) ROC %: 0.19% (As of Mar. 2026)


KAR:JSCL Jahangir Siddiqui & Co Ltd KAR:JSCL
73 GF Score
Price ₨21.92
GF Value ₨19.17
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Jahangir Siddiqui ROC %?

Jahangir Siddiqui KAR:JSCL +1.25% 73 ROC % is 0.19% as of Mar. 2026. GuruFocus rates KAR:JSCL with a GF Score™ of 73/100 and a GF Value™ of ₨19.17 (Modestly Overvalued). The stock has 4 warning signs investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Jahangir Siddiqui's annualized return on capital (ROC %) for the quarter that ended in Mar. 2026 was 0.19%.

As of today (2026-06-24), Jahangir Siddiqui's WACC % is 1.68%. Jahangir Siddiqui's ROC % is 0.33% (calculated using TTM income statement data). Jahangir Siddiqui earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Jahangir Siddiqui  (KAR:JSCL) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Jahangir Siddiqui's WACC % is 1.68%. Jahangir Siddiqui's ROC % is 0.33% (calculated using TTM income statement data). Jahangir Siddiqui earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Jahangir Siddiqui ROC % Related Terms


Jahangir Siddiqui ROC % Historical Data

* Premium members only.

The historical data trend for Jahangir Siddiqui's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jahangir Siddiqui ROC % Chart

Jahangir Siddiqui Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.22 0.10 0.54 0.69 0.46

Jahangir Siddiqui Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.44 0.23 0.42 0.19
KAR:JSCL
73GF Score
Jahangir Siddiqui & Co Ltd KAR:JSCL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jahangir Siddiqui ROC % Calculation

Jahangir Siddiqui's annualized Return on Capital (ROC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=16263.826 * ( 1 - 54.69% )/( (1521160.479 + 1659366.101)/ 2 )
=7369.1395606/1590263.29
=0.46 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1378396.471 - 39603.392 - ( 311962.294 - max(0, 930913.225 - 748545.825+311962.294))
=1521160.479

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1437310.3 - 33059.589 - ( 306695.111 - max(0, 907135.196 - 652019.806+306695.111))
=1659366.101

Jahangir Siddiqui's annualized Return on Capital (ROC %) for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=7580.836 * ( 1 - 61.68% )/( (1659366.101 + 1329103.655)/ 2 )
=2904.9763552/1494234.878
=0.19 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1437310.3 - 33059.589 - ( 306695.111 - max(0, 907135.196 - 652019.806+306695.111))
=1659366.101

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1455864.135 - 66423.549 - ( 312356.487 - max(0, 594206.273 - 654543.204+312356.487))
=1329103.655

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 0.19% mean?
Jahangir Siddiqui (KAR:JSCL) has a ROC % of 0.19% as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Jahangir Siddiqui and its competitors.
Is Jahangir Siddiqui's ROC % too high?
Jahangir Siddiqui's current ROC % is 0.19%. The Banks industry median ROC % is 1.98. Jahangir Siddiqui's value of 0.19% is 90.4% below this industry median. Overall, Jahangir Siddiqui has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jahangir Siddiqui's ROC % compare to PNC and USB?
Jahangir Siddiqui's ROC % of 0.19% can be compared against companies in the Banks industry. The industry median ROC % is 1.98. Jahangir Siddiqui's value of 0.19% is 90.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jahangir Siddiqui's current ROC % of 0.19% is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Jahangir Siddiqui and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jahangir Siddiqui's current ROC % is 0.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jahangir Siddiqui stock overvalued right now?
Based on GuruFocus' analysis, Jahangir Siddiqui (KAR:JSCL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨19.17, compared to a current price of ₨21.92 — trading 14.3% above its estimated fair value. The current ROC % is 0.19% and 90.4% below the Banks industry median of 1.98. Jahangir Siddiqui's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Jahangir Siddiqui (KAR:JSCL), the current ROC % is 0.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jahangir Siddiqui (KAR:JSCL) Overvalued in 2026?

Based on GuruFocus' analysis, Jahangir Siddiqui stock appears to be overvalued. The current stock price of ₨21.92 is trading 14.3% above its estimated GF Value™ of ₨19.17. GuruFocus considers Jahangir Siddiqui to be Modestly Overvalued.

Key valuation signals for KAR:JSCL:

  • ROC %: 0.19%
  • GF Value™: ₨19.17 vs. price of ₨21.92 (14.3% above fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 90.4% below the Banks median

No single metric tells the full story. See the KAR:JSCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jahangir Siddiqui Business Description

Address Abdullah Haroon Road, 20th Floor, The Centre Plot No. 28, SB-5, Saddar, Karachi, SD, PAK, 74400
Jahangir Siddiqui & Co Ltd offers banking services. The company operates through a various business segment that is Capital Market and Brokerage, which is engaged in trading equity securities, maintaining strategic and trading portfolios and earning share brokerage and money market, forex and commodity brokerage; Banking, which provides investment and commercial banking; Investment Advisor/assets manager, which provides investment advisory and asset management services to different mutual funds and unit trusts; Energy Infrastructure and petroleum segment engaged into investment in the oil marketing sector and storage of petroleum, Liquified Petroleum gas and allied products; and Others. The Banking segment generates maximum revenue for the company.
73GF Score

Get the complete analysis for KAR:JSCL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨21.92
Price
₨19.17
GF Value