TYCB (Calvin B. Taylor Bankshares) 3-Year Book Growth Rate: 12.10% (As of Mar. 2026) — 256% Above Median

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TYCB Calvin B. Taylor Bankshares Inc TYCB
75 GF Score
Price $58.05
GF Value $59.59
Valuation Fairly Valued
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What is Calvin B. Taylor Bankshares 3-Year Book Growth Rate?

Calvin B. Taylor Bankshares TYCB 75 3-Year Book Growth Rate is 12.10% as of Mar. 2026, which is 256% above its 10-year median of 3.40. GuruFocus rates TYCB with a GF Score™ of 75/100 and a GF Value™ of $59.59 (Fairly Valued). Among 1,497 Banks companies, Calvin B. Taylor Bankshares ranks better than 68.8% on this metric.

Calvin B. Taylor Bankshares's Book Value per Share for the quarter that ended in Mar. 2026 was $48.93.

During the past 12 months, Calvin B. Taylor Bankshares's average Book Value per Share Growth Rate was 11.40% per year. During the past 3 years, the average Book Value per Share Growth Rate was 12.10% per year. During the past 5 years, the average Book Value per Share Growth Rate was 6.80% per year. During the past 10 years, the average Book Value per Share Growth Rate was 5.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Calvin B. Taylor Bankshares was 12.10% per year. The lowest was -15.00% per year. And the median was 3.40% per year.


Calvin B. Taylor Bankshares  (OTCPK:TYCB) 3-Year Book Growth Rate Explanation

Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.


Calvin B. Taylor Bankshares 3-Year Book Growth Rate Related Terms


TYCB vs FGBI, PBCO, DIMC: 3-Year Book Growth Rate Comparison

For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Calvin B. Taylor Bankshares 3-Year Book Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's 3-Year Book Growth Rate distribution charts can be found below:

* The bar in red indicates where Calvin B. Taylor Bankshares's 3-Year Book Growth Rate falls into.


TYCB
75GF Score
Calvin B. Taylor Bankshares Inc TYCB
3-Year Book Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Calvin B. Taylor Bankshares 3-Year Book Growth Rate Calculation

This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.

What does a 3-Year Book Growth Rate of 12.10% mean?
Calvin B. Taylor Bankshares (TYCB) has a 3-Year Book Growth Rate of 12.10% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Calvin B. Taylor Bankshares and its competitors. This is 256% above median its historical median of 3.40. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #467 out of 1497 companies in the Banks industry, placing it in the top 31.2%.
Is Calvin B. Taylor Bankshares' 3-Year Book Growth Rate too high?
Calvin B. Taylor Bankshares' current 3-Year Book Growth Rate of 12.10% is 256% above median its 10-year median of 3.40. The Banks industry median 3-Year Book Growth Rate is 8.70. Calvin B. Taylor Bankshares' value of 12.10% is 39.1% above this industry median. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #467 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' 3-Year Book Growth Rate compare to FGBI and PBCO?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #467 out of 1497 companies for 3-Year Book Growth Rate. This puts Calvin B. Taylor Bankshares in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.70. Calvin B. Taylor Bankshares' value of 12.10% is 39.1% above this benchmark. While the company's 10-year median is 3.40 vs. the industry median of 8.70, Calvin B. Taylor Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calvin B. Taylor Bankshares's current 3-Year Book Growth Rate of 12.10% is 39.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current 3-Year Book Growth Rate is 12.10%, which is 256% above median its own 10-year median of 3.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $59.59, compared to a current price of $58.05 — trading 2.6% below its estimated fair value. The current 3-Year Book Growth Rate is 12.10%, which is 256% above median its 10-year median of 3.40 and 39.1% above the Banks industry median of 8.70. Calvin B. Taylor Bankshares' overall GF Score™ is 75/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current 3-Year Book Growth Rate is 12.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?

Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be undervalued. The current stock price of $58.05 is trading 2.6% below its estimated GF Value™ of $59.59. GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.

Key valuation signals for TYCB:

  • 3-Year Book Growth Rate: 12.10% (256% above median its 10-year median of 3.40)
  • GF Value™: $59.59 vs. price of $58.05 (2.6% below fair value)
  • GF Score™: 75/100
  • Industry Position: 39.1% above the Banks median (#467 of 1497)

No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Calvin B. Taylor Bankshares Business Description

Address 24 North Main Street, Berlin, MD, USA, 21811
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
75GF Score

Get the complete analysis for TYCB

3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.05
Price
$59.59
GF Value