TYCB (Calvin B. Taylor Bankshares) Dividend Payout Ratio: 0.26 (As of Mar. 2026) — 26% Below Median


TYCB Calvin B. Taylor Bankshares Inc TYCB
70 GF Score
Price $55.00
GF Value $58.86
Valuation Fairly Valued
! 1 Warning Sign
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What is Calvin B. Taylor Bankshares Dividend Payout Ratio?

Calvin B. Taylor Bankshares TYCB -7.42% 70 Dividend Payout Ratio is 0.26 as of Mar. 2026, which is 26% below its 10-year median of 0.35. GuruFocus rates TYCB with a GF Score™ of 70/100 and a GF Value™ of $58.86 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,171 Banks companies, Calvin B. Taylor Bankshares ranks better than 65.16% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Calvin B. Taylor Bankshares's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.26.

The historical rank and industry rank for Calvin B. Taylor Bankshares's Dividend Payout Ratio or its related term are showing as below:

TYCB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.35   Max: 0.57
Current: 0.26


During the past 13 years, the highest Dividend Payout Ratio of Calvin B. Taylor Bankshares was 0.57. The lowest was 0.21. And the median was 0.35.

TYCB's Dividend Payout Ratio is ranked better than
65.16% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs TYCB: 0.26

As of today (2026-06-30), the Dividend Yield % of Calvin B. Taylor Bankshares is 2.72%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Calvin B. Taylor Bankshares was 5.04%. The lowest was 2.04%. And the median was 2.97%.

Calvin B. Taylor Bankshares's Dividends per Share for the months ended in Mar. 2026 was $0.38.

During the past 12 months, Calvin B. Taylor Bankshares's average Dividends Per Share Growth Rate was 4.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 5.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.30% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 4.00% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Calvin B. Taylor Bankshares was 45.40% per year. The lowest was -24.60% per year. And the median was 4.15% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Calvin B. Taylor Bankshares (OTCPK:TYCB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Calvin B. Taylor Bankshares Dividend Payout Ratio Related Terms


Calvin B. Taylor Bankshares Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Calvin B. Taylor Bankshares's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Calvin B. Taylor Bankshares Dividend Payout Ratio Chart

Calvin B. Taylor Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.30 0.21 0.30 0.29

Calvin B. Taylor Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.26 0.24 0.28 0.26

TYCB vs RMBI, SBFG, MSWV: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Calvin B. Taylor Bankshares Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Calvin B. Taylor Bankshares's Dividend Payout Ratio falls into.


TYCB
70GF Score
Calvin B. Taylor Bankshares Inc TYCB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Calvin B. Taylor Bankshares Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Calvin B. Taylor Bankshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.47/ 5.103
=0.29

Calvin B. Taylor Bankshares's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.38/ 1.44
=0.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.26 mean?
Calvin B. Taylor Bankshares (TYCB) has a Dividend Payout Ratio of 0.26 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Calvin B. Taylor Bankshares and its competitors. This is 26% below median its historical median of 0.35. Over the past decade, Calvin B. Taylor Bankshares' Dividend Payout Ratio has ranged from 0.21 to 0.57. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #408 out of 1171 companies in the Banks industry, placing it in the top 34.8%.
Is Calvin B. Taylor Bankshares' Dividend Payout Ratio too high?
Calvin B. Taylor Bankshares' current Dividend Payout Ratio of 0.26 is 26% below median its 10-year median of 0.35. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 0.57. The Banks industry median Dividend Payout Ratio is 0.32. Calvin B. Taylor Bankshares' value of 0.26 is 18.8% below this industry median. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #408 out of 1171 companies in the Banks industry, which is above the industry midpoint. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' Dividend Payout Ratio compare to RMBI and SBFG?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #408 out of 1171 companies for Dividend Payout Ratio. This puts Calvin B. Taylor Bankshares in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Calvin B. Taylor Bankshares' value of 0.26 is 18.8% below this benchmark. Historically, Calvin B. Taylor Bankshares' own Dividend Payout Ratio has ranged from 0.21 to 0.57 over the past decade. While the company's 10-year median is 0.35 vs. the industry median of 0.32, Calvin B. Taylor Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calvin B. Taylor Bankshares's current Dividend Payout Ratio of 0.26 is 18.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current Dividend Payout Ratio is 0.26, which is 26% below median its own 10-year median of 0.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $58.86, compared to a current price of $55.00 — trading 6.6% below its estimated fair value. The current Dividend Payout Ratio is 0.26, which is 26% below median its 10-year median of 0.35 and 18.8% below the Banks industry median of 0.32. Calvin B. Taylor Bankshares' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current Dividend Payout Ratio is 0.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?

Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be undervalued. The current stock price of $55.00 is trading 6.6% below its estimated GF Value™ of $58.86. GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.

Key valuation signals for TYCB:

  • Dividend Payout Ratio: 0.26 (26% below median its 10-year median of 0.35)
  • GF Value™: $58.86 vs. price of $55.00 (6.6% below fair value)
  • GF Score™: 70/100 with 1 warning sign
  • Industry Position: 18.8% below the Banks median (#408 of 1171)

No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Calvin B. Taylor Bankshares Business Description

Address 24 North Main Street, Berlin, MD, USA, 21811
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
70GF Score

Get the complete analysis for TYCB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.00
Price
$58.86
GF Value