A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Calvin B. Taylor Bankshares's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Calvin B. Taylor Bankshares was 0.05. The lowest was 0.02. And the median was 0.04.
TYCB's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.56 * Ranked among companies with meaningful Debt-to-Equity only.
Calvin B. Taylor Bankshares (OTCPK:TYCB) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Calvin B. Taylor Bankshares Debt-to-Equity Related Terms
Calvin B. Taylor Bankshares Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TYCB vs RMBI, SBFG, MSWV: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calvin B. Taylor Bankshares Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Calvin B. Taylor Bankshares's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Calvin B. Taylor Bankshares (TYCB) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Calvin B. Taylor Bankshares and its competitors. Over the past decade, Calvin B. Taylor Bankshares' Debt-to-Equity has ranged from 0.02 to 0.05. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #999999 out of 1422 companies in the Banks industry.
Is Calvin B. Taylor Bankshares' Debt-to-Equity too high?
Calvin B. Taylor Bankshares' current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.05. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #999999 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' Debt-to-Equity compare to RMBI and SBFG?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #999999 out of 1422 companies for Debt-to-Equity. This places Calvin B. Taylor Bankshares in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Historically, Calvin B. Taylor Bankshares' own Debt-to-Equity has ranged from 0.02 to 0.05 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $59.07, compared to a current price of $65.25 — trading 10.5% above its estimated fair value. The current Debt-to-Equity is 0.00. Calvin B. Taylor Bankshares' overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be overvalued.
The current stock price of $65.25 is trading 10.5% above its estimated GF Value™ of $59.07.
GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.
Key valuation signals for TYCB:
Debt-to-Equity: 0.00
GF Value™: $59.07 vs. price of $65.25 (10.5% above fair value)
No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
69GF Score
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