TYCB (Calvin B. Taylor Bankshares) 1-Year Sharpe Ratio: -0.21 (As of Jul. 07, 2026)


TYCB Calvin B. Taylor Bankshares Inc TYCB
70 GF Score
Price $63.98
GF Value $59.04
Valuation Fairly Valued
! 1 Warning Sign
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What is Calvin B. Taylor Bankshares 1-Year Sharpe Ratio?

Calvin B. Taylor Bankshares TYCB +10.31% 70 1-Year Sharpe Ratio is -0.21 as of Jul. 07, 2026. GuruFocus rates TYCB with a GF Score™ of 70/100 and a GF Value™ of $59.04 (Fairly Valued). The stock has 1 warning sign investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-07), Calvin B. Taylor Bankshares's 1-Year Sharpe Ratio is -0.21.

Calvin B. Taylor Bankshares  (OTCPK:TYCB) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Calvin B. Taylor Bankshares 1-Year Sharpe Ratio Related Terms

TYCB vs RMBI, SBFG, MSWV: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Calvin B. Taylor Bankshares 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Calvin B. Taylor Bankshares's 1-Year Sharpe Ratio falls into.


TYCB
70GF Score
Calvin B. Taylor Bankshares Inc TYCB
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Calvin B. Taylor Bankshares 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.21 mean?
Calvin B. Taylor Bankshares (TYCB) has a 1-Year Sharpe Ratio of -0.21 as of Jul. 07, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Calvin B. Taylor Bankshares and its competitors.
Is Calvin B. Taylor Bankshares' 1-Year Sharpe Ratio too high?
Calvin B. Taylor Bankshares' current 1-Year Sharpe Ratio is -0.21. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' 1-Year Sharpe Ratio compare to RMBI and SBFG?
Calvin B. Taylor Bankshares' 1-Year Sharpe Ratio of -0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Calvin B. Taylor Bankshares and its competitors. Calvin B. Taylor Bankshares's current 1-Year Sharpe Ratio is -0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $59.04, compared to a current price of $63.98 — trading 8.4% above its estimated fair value. The current 1-Year Sharpe Ratio is -0.21. Calvin B. Taylor Bankshares' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current 1-Year Sharpe Ratio is -0.21 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?

Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be overvalued. The current stock price of $63.98 is trading 8.4% above its estimated GF Value™ of $59.04. GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.

Key valuation signals for TYCB:

  • 1-Year Sharpe Ratio: -0.21
  • GF Value™: $59.04 vs. price of $63.98 (8.4% above fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Calvin B. Taylor Bankshares Business Description

Address 24 North Main Street, Berlin, MD, USA, 21811
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
70GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.98
Price
$59.04
GF Value