TYCB (Calvin B. Taylor Bankshares) FCF Yield %: 11.02 (As of Jun. 30, 2026) — 40% Above Median


TYCB Calvin B. Taylor Bankshares Inc TYCB
70 GF Score
Price $55.00
GF Value $58.86
Valuation Fairly Valued
! 1 Warning Sign
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What is Calvin B. Taylor Bankshares FCF Yield %?

Calvin B. Taylor Bankshares TYCB -7.42% 70 FCF Yield % is 11.02 as of Jun. 30, 2026, which is 40% above its 10-year median of 7.86. GuruFocus rates TYCB with a GF Score™ of 70/100 and a GF Value™ of $58.86 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,507 Banks companies, Calvin B. Taylor Bankshares ranks better than 59.19% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Calvin B. Taylor Bankshares's Trailing 12-Month Free Cash Flow is $15.98 Mil, and Market Cap is $145.04 Mil. Therefore, Calvin B. Taylor Bankshares's FCF Yield % for today is 11.02%.

The historical rank and industry rank for Calvin B. Taylor Bankshares's FCF Yield % or its related term are showing as below:

TYCB' s FCF Yield % Range Over the Past 10 Years
Min: 4.24   Med: 7.86   Max: 14.07
Current: 11.02


During the past 13 years, the highest FCF Yield % of Calvin B. Taylor Bankshares was 14.07%. The lowest was 4.24%. And the median was 7.86%.

TYCB's FCF Yield % is ranked better than
59.19% of 1507 companies
in the Banks industry
Industry Median: 8.18 vs TYCB: 11.02

Calvin B. Taylor Bankshares's FCF Margin % for the quarter that ended in Mar. 2026 was 63.73%.


Calvin B. Taylor Bankshares FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Calvin B. Taylor Bankshares FCF Yield % Related Terms


Calvin B. Taylor Bankshares FCF Yield % Historical Data

* Premium members only.

The historical data trend for Calvin B. Taylor Bankshares's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Calvin B. Taylor Bankshares FCF Yield % Chart

Calvin B. Taylor Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.65 10.85 11.01 8.57 8.41

Calvin B. Taylor Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.56 6.12 12.66 7.52 16.36

TYCB vs RMBI, SBFG, MSWV: FCF Yield % Comparison

For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Calvin B. Taylor Bankshares FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Calvin B. Taylor Bankshares's FCF Yield % falls into.


TYCB
70GF Score
Calvin B. Taylor Bankshares Inc TYCB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Calvin B. Taylor Bankshares FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Calvin B. Taylor Bankshares's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=12.202 / 145.1335
=8.41%

Calvin B. Taylor Bankshares's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=6.2 * 4 / 151.6275
=16.36%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 11.02 mean?
Calvin B. Taylor Bankshares (TYCB) has a FCF Yield % of 11.02 as of Jun. 30, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Calvin B. Taylor Bankshares and its competitors. This is 40% above median its historical median of 7.86. Over the past decade, Calvin B. Taylor Bankshares' FCF Yield % has ranged from 4.24 to 14.07. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #615 out of 1507 companies in the Banks industry, placing it in the top 40.8%.
Is Calvin B. Taylor Bankshares' FCF Yield % too high?
Calvin B. Taylor Bankshares' current FCF Yield % of 11.02 is 40% above median its 10-year median of 7.86. Over the past 10 years, this metric has ranged from a low of 4.24 to a high of 14.07. The Banks industry median FCF Yield % is 8.18. Calvin B. Taylor Bankshares' value of 11.02 is 34.7% above this industry median. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #615 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' FCF Yield % compare to RMBI and SBFG?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #615 out of 1507 companies for FCF Yield %. This puts Calvin B. Taylor Bankshares in the upper half of its industry. The industry median FCF Yield % is 8.18. Calvin B. Taylor Bankshares' value of 11.02 is 34.7% above this benchmark. Historically, Calvin B. Taylor Bankshares' own FCF Yield % has ranged from 4.24 to 14.07 over the past decade. While the company's 10-year median is 7.86 vs. the industry median of 8.18, Calvin B. Taylor Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.18, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calvin B. Taylor Bankshares's current FCF Yield % of 11.02 is 34.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median FCF Yield % is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current FCF Yield % is 11.02, which is 40% above median its own 10-year median of 7.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $58.86, compared to a current price of $55.00 — trading 6.6% below its estimated fair value. The current FCF Yield % is 11.02, which is 40% above median its 10-year median of 7.86 and 34.7% above the Banks industry median of 8.18. Calvin B. Taylor Bankshares' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current FCF Yield % is 11.02 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?

Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be undervalued. The current stock price of $55.00 is trading 6.6% below its estimated GF Value™ of $58.86. GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.

Key valuation signals for TYCB:

  • FCF Yield %: 11.02 (40% above median its 10-year median of 7.86)
  • GF Value™: $58.86 vs. price of $55.00 (6.6% below fair value)
  • GF Score™: 70/100 with 1 warning sign
  • Industry Position: 34.7% above the Banks median (#615 of 1507)

No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Calvin B. Taylor Bankshares Business Description

Address 24 North Main Street, Berlin, MD, USA, 21811
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
70GF Score

Get the complete analysis for TYCB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.00
Price
$58.86
GF Value