TYCB (Calvin B. Taylor Bankshares) Change In Receivables: $-0.09 Mil (TTM As of Mar. 2026)


TYCB Calvin B. Taylor Bankshares Inc TYCB
69 GF Score
Price $65.25
GF Value $59.07
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Calvin B. Taylor Bankshares Change In Receivables?

Calvin B. Taylor Bankshares TYCB +1.95% 69 Change In Receivables is $-0.09 Mil as of Mar. 2026. GuruFocus rates TYCB with a GF Score™ of 69/100 and a GF Value™ of $59.07 (Fairly Valued). The stock has 1 warning sign investors should review.

Calvin B. Taylor Bankshares's change in receivables for the quarter that ended in Mar. 2026 was $0.50 Mil. It means Calvin B. Taylor Bankshares's Accounts Receivable declined by $0.50 Mil from Dec. 2025 to Mar. 2026 .

Calvin B. Taylor Bankshares's change in receivables for the fiscal year that ended in Dec. 2025 was $-0.46 Mil. It means Calvin B. Taylor Bankshares's Accounts Receivable increased by $0.46 Mil from Dec. 2024 to Dec. 2025 .

Calvin B. Taylor Bankshares's Accounts Receivable for the quarter that ended in Mar. 2026 was $2.69 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Calvin B. Taylor Bankshares's Days Sales Outstanding for the three months ended in Mar. 2026 was 25.18.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Calvin B. Taylor Bankshares's liquidation value for the three months ended in Mar. 2026 was $-679.11 Mil.

Calvin B. Taylor Bankshares  (OTCPK:TYCB) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Calvin B. Taylor Bankshares's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=2.685/9.729*91
=25.18

2. In Ben Graham's calculation of liquidation value, Calvin B. Taylor Bankshares's accounts receivable are only considered to be worth 75% of book value:

Calvin B. Taylor Bankshares's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=184.333-865.453+0.75 * 2.685+0.5 * 0
=-679.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Calvin B. Taylor Bankshares Change In Receivables Related Terms

Calvin B. Taylor Bankshares Change In Receivables Historical Data

* Premium members only.

The historical data trend for Calvin B. Taylor Bankshares's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Calvin B. Taylor Bankshares Change In Receivables Chart

Calvin B. Taylor Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 -0.34 -0.42 -0.27 -0.46

Calvin B. Taylor Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 -0.42 0.51 -0.68 0.50
TYCB
69GF Score
Calvin B. Taylor Bankshares Inc TYCB
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Calvin B. Taylor Bankshares Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.09 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-0.09 Mil mean?
Calvin B. Taylor Bankshares (TYCB) has a Change In Receivables of $-0.09 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Calvin B. Taylor Bankshares and its competitors.
Is Calvin B. Taylor Bankshares' Change In Receivables too high?
Calvin B. Taylor Bankshares' current Change In Receivables is $-0.09 Mil. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' Change In Receivables compare to RMBI and SBFG?
Calvin B. Taylor Bankshares' Change In Receivables of $-0.09 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Calvin B. Taylor Bankshares and its competitors. Calvin B. Taylor Bankshares's current Change In Receivables is $-0.09 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $59.07, compared to a current price of $65.25 — trading 10.5% above its estimated fair value. The current Change In Receivables is $-0.09 Mil. Calvin B. Taylor Bankshares' overall GF Score™ is 69/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current Change In Receivables is $-0.09 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?

Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be overvalued. The current stock price of $65.25 is trading 10.5% above its estimated GF Value™ of $59.07. GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.

Key valuation signals for TYCB:

  • Change In Receivables: $-0.09 Mil
  • GF Value™: $59.07 vs. price of $65.25 (10.5% above fair value)
  • GF Score™: 69/100 with 1 warning sign

No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Calvin B. Taylor Bankshares Business Description

Address 24 North Main Street, Berlin, MD, USA, 21811
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
69GF Score

Get the complete analysis for TYCB

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.25
Price
$59.07
GF Value