Calvin B. Taylor BanksharesTYCB -7.42%70 OCF Margin % is 64.67% as of Mar. 2026, which is 50% above its 10-year median of 43.22. GuruFocus rates TYCB with a GF Score™ of 70/100 and a GF Value™ of $58.86 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,504 Banks companies, Calvin B. Taylor Bankshares ranks better than 74.27% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calvin B. Taylor Bankshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Calvin B. Taylor Bankshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Calvin B. Taylor Bankshares (TYCB) has a OCF Margin % of 64.67% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Calvin B. Taylor Bankshares and its competitors. This is 50% above median its historical median of 43.22. Over the past decade, Calvin B. Taylor Bankshares' OCF Margin % has ranged from 35.94 to 47.46. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #387 out of 1504 companies in the Banks industry, placing it in the top 25.7%.
Is Calvin B. Taylor Bankshares' OCF Margin % too high?
Calvin B. Taylor Bankshares' current OCF Margin % of 64.67% is 50% above median its 10-year median of 43.22. Over the past 10 years, this metric has ranged from a low of 35.94 to a high of 47.46. The Banks industry median OCF Margin % is 29.41. Calvin B. Taylor Bankshares' value of 64.67% is 119.9% above this industry median. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #387 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' OCF Margin % compare to RMBI and SBFG?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #387 out of 1504 companies for OCF Margin %. This puts Calvin B. Taylor Bankshares in the upper half of its industry. The industry median OCF Margin % is 29.41. Calvin B. Taylor Bankshares' value of 64.67% is 119.9% above this benchmark. Historically, Calvin B. Taylor Bankshares' own OCF Margin % has ranged from 35.94 to 47.46 over the past decade. While the company's 10-year median is 43.22 vs. the industry median of 29.41, Calvin B. Taylor Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calvin B. Taylor Bankshares's current OCF Margin % of 64.67% is 119.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current OCF Margin % is 64.67%, which is 50% above median its own 10-year median of 43.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $58.86, compared to a current price of $55.00 — trading 6.6% below its estimated fair value. The current OCF Margin % is 64.67%, which is 50% above median its 10-year median of 43.22 and 119.9% above the Banks industry median of 29.41. Calvin B. Taylor Bankshares' overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current OCF Margin % is 64.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be undervalued.
The current stock price of $55.00 is trading 6.6% below its estimated GF Value™ of $58.86.
GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.
Key valuation signals for TYCB:
OCF Margin %: 64.67% (50% above median its 10-year median of 43.22)
GF Value™: $58.86 vs. price of $55.00 (6.6% below fair value)
Industry Position: 119.9% above the Banks median (#387 of 1504)
No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
70GF Score
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