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During the past 12 months, Calvin B. Taylor Bankshares's average Free Cash Flow per Share Growth Rate was 58.30% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was -0.50% per year.
During the past 5 years, the average Free Cash Flow per Share Growth Rate was 15.70% per year.
During the past 10 years, the average Free Cash Flow per Share Growth Rate was 14.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
During the past 13 years, the highest 3-Year average Free Cash Flow per Share Growth Rate of Calvin B. Taylor Bankshares was 42.20% per year. The lowest was -20.80% per year. And the median was 1.30% per year.
Calvin B. Taylor Bankshares (OTCPK:TYCB) 3-Year FCF Growth Rate Explanation
Free Cash Flow per Share is the amount of Free Cash Flow per outstanding share of the company's stock. Free Cash Flow is considered one of the most important parameters to measure a company's earnings power by value investors because it is not subject to estimates of Depreciation, Depletion and Amortization (DDA). However, when we look at the Free Cash Flow, we should look from a long term perspective, because any year's Free Cash Flow can be drastically affected by the spending on Property, Plant, & Equipment (PPE) of the business in that year. Over the long term, Free Cash Flow should give pretty good picture on the real earnings power of the company. It's used in the calculation of Forward Rate of Return (Yacktman) %.
Calvin B. Taylor Bankshares 3-Year FCF Growth Rate Related Terms
TYCB vs STLE, BCBP, SLBK: 3-Year FCF Growth Rate Comparison
For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's 3-Year FCF Growth Rate, along with its competitors' market caps and 3-Year FCF Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calvin B. Taylor Bankshares 3-Year FCF Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's 3-Year FCF Growth Rate distribution charts can be found below:
* The bar in red indicates where Calvin B. Taylor Bankshares's 3-Year FCF Growth Rate falls into.
Calvin B. Taylor Bankshares 3-Year FCF Growth Rate Calculation
This is the 3-year average growth rate of Free Cash Flow per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Free Cash Flow per Share growth rate.
What does a 3-Year FCF Growth Rate of -0.50% mean?
Calvin B. Taylor Bankshares (TYCB) has a 3-Year FCF Growth Rate of -0.50% as of Mar. 2026. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Calvin B. Taylor Bankshares and its competitors. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #531 out of 1043 companies in the Banks industry, placing it in the top 50.9%.
Is Calvin B. Taylor Bankshares' 3-Year FCF Growth Rate too high?
Calvin B. Taylor Bankshares' current 3-Year FCF Growth Rate is -0.50%. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #531 out of 1043 companies in the Banks industry, which is below the industry midpoint. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' 3-Year FCF Growth Rate compare to STLE and BCBP?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #531 out of 1043 companies for 3-Year FCF Growth Rate. This places Calvin B. Taylor Bankshares in the lower half of its industry. The industry median 3-Year FCF Growth Rate is 0.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year FCF Growth Rate for a Banks company?
The median 3-Year FCF Growth Rate among Banks companies is 0.40, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year FCF Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year FCF Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year FCF Growth Rate mean?
A high 3-Year FCF Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year FCF Growth Rate is the 3-year average growth rate of Free Cash Flow per Share. View historical data for Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median 3-Year FCF Growth Rate is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current 3-Year FCF Growth Rate is -0.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $59.58, compared to a current price of $59.50 — trading 0.1% below its estimated fair value. The current 3-Year FCF Growth Rate is -0.50%. Calvin B. Taylor Bankshares' overall GF Score™ is 73/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year FCF Growth Rate calculated?
3-Year FCF Growth Rate is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current 3-Year FCF Growth Rate is -0.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be undervalued.
The current stock price of $59.50 is trading 0.1% below its estimated GF Value™ of $59.58.
GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.
Key valuation signals for TYCB:
3-Year FCF Growth Rate: -0.50%
GF Value™: $59.58 vs. price of $59.50 (0.1% below fair value)
No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
73GF Score
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3-Year FCF Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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