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Calvin B. Taylor BanksharesTYCB 70 Shiller PE Ratio is 13.92 as of Aug. 04, 2026, which is 10% below its 10-year median of 15.41. GuruFocus rates TYCB with a GF Score™ of 70/100 and a GF Value™ of $59.50 (Fairly Valued). Among 1,236 Banks companies, Calvin B. Taylor Bankshares ranks better than 50.57% on this metric.
The historical rank and industry rank for Calvin B. Taylor Bankshares's Shiller PE Ratio or its related term are showing as below:
TYCB'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 12.59 Med: 15.41 Max: 22.67
Current: 13.92
During the past years, Calvin B. Taylor Bankshares's highest Shiller PE Ratio was 22.67. The lowest was 12.59. And the median was 15.41.
TYCB's Shiller PE Ratio is ranked better than 50.57% of 1236
companies
in the Banks industry
Industry Median: 13.985
vs TYCB: 13.92
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Calvin B. Taylor Bankshares's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.440. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $4.17 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Calvin B. Taylor Bankshares (OTCPK:TYCB) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Calvin B. Taylor Bankshares Shiller PE Ratio Related Terms
Calvin B. Taylor Bankshares Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Calvin B. Taylor Bankshares Shiller PE Ratio Chart
TYCB vs FGBI, PBCO, DIMC: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calvin B. Taylor Bankshares Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Calvin B. Taylor Bankshares's Shiller PE Ratio falls into.
Calvin B. Taylor Bankshares Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Calvin B. Taylor Bankshares (TYCB) has a Shiller PE Ratio of 13.92 as of Aug. 04, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Calvin B. Taylor Bankshares and its competitors. This is 10% below median its historical median of 15.41. Over the past decade, Calvin B. Taylor Bankshares' Shiller PE Ratio has ranged from 12.59 to 22.67. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #611 out of 1236 companies in the Banks industry, placing it in the top 49.4%.
Is Calvin B. Taylor Bankshares' Shiller PE Ratio too high?
Calvin B. Taylor Bankshares' current Shiller PE Ratio of 13.92 is 10% below median its 10-year median of 15.41. Over the past 10 years, this metric has ranged from a low of 12.59 to a high of 22.67. The Banks industry median Shiller PE Ratio is 13.99. Calvin B. Taylor Bankshares' value of 13.92 is 0.5% below this industry median. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #611 out of 1236 companies in the Banks industry, which is above the industry midpoint. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' Shiller PE Ratio compare to FGBI and PBCO?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #611 out of 1236 companies for Shiller PE Ratio. This puts Calvin B. Taylor Bankshares in the upper half of its industry. The industry median Shiller PE Ratio is 13.99. Calvin B. Taylor Bankshares' value of 13.92 is 0.5% below this benchmark. Historically, Calvin B. Taylor Bankshares' own Shiller PE Ratio has ranged from 12.59 to 22.67 over the past decade. While the company's 10-year median is 15.41 vs. the industry median of 13.99, Calvin B. Taylor Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.99, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calvin B. Taylor Bankshares's current Shiller PE Ratio of 13.92 is 0.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current Shiller PE Ratio is 13.92, which is 10% below median its own 10-year median of 15.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Fairly Valued. The stock's GF Value™ is $59.50, compared to a current price of $58.05 — trading 2.4% below its estimated fair value. The current Shiller PE Ratio is 13.92, which is 10% below median its 10-year median of 15.41 and 0.5% below the Banks industry median of 13.99. Calvin B. Taylor Bankshares' overall GF Score™ is 70/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current Shiller PE Ratio is 13.92 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be undervalued.
The current stock price of $58.05 is trading 2.4% below its estimated GF Value™ of $59.50.
GuruFocus considers Calvin B. Taylor Bankshares to be Fairly Valued.
Key valuation signals for TYCB:
Shiller PE Ratio: 13.92 (10% below median its 10-year median of 15.41)
GF Value™: $59.50 vs. price of $58.05 (2.4% below fair value)
Industry Position: 0.5% below the Banks median (#611 of 1236)
No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
70GF Score
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