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Calvin B. Taylor BanksharesTYCB 68 Equity-to-Asset is 0.13 as of Mar. 2026, which is at its 10-year median of 0.13. GuruFocus rates TYCB with a GF Score™ of 68/100 and a GF Value™ of $59.20 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Calvin B. Taylor Bankshares ranks better than 79.16% on this metric.
The historical rank and industry rank for Calvin B. Taylor Bankshares's Equity-to-Asset or its related term are showing as below:
TYCB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.13 Max: 0.17
Current: 0.13
During the past 13 years, the highest Equity to Asset Ratio of Calvin B. Taylor Bankshares was 0.17. The lowest was 0.10. And the median was 0.13.
TYCB's Equity-to-Asset is ranked better than 79.16% of 1526
companies
in the Banks industry
Industry Median: 0.1
vs TYCB: 0.13
Calvin B. Taylor Bankshares (OTCPK:TYCB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Calvin B. Taylor Bankshares Equity-to-Asset Related Terms
Calvin B. Taylor Bankshares Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TYCB vs RMBI, SBFG, MSWV: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Calvin B. Taylor Bankshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Calvin B. Taylor Bankshares Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Calvin B. Taylor Bankshares's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Calvin B. Taylor Bankshares's Equity-to-Asset falls into.
Calvin B. Taylor Bankshares Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Calvin B. Taylor Bankshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Calvin B. Taylor Bankshares (TYCB) has a Equity-to-Asset of 0.13 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Calvin B. Taylor Bankshares and its competitors. This is near median its historical median of 0.13. Over the past decade, Calvin B. Taylor Bankshares' Equity-to-Asset has ranged from 0.10 to 0.17. According to the industry distribution chart, Calvin B. Taylor Bankshares ranks #318 out of 1526 companies in the Banks industry, placing it in the top 20.8%.
Is Calvin B. Taylor Bankshares' Equity-to-Asset too high?
Calvin B. Taylor Bankshares' current Equity-to-Asset of 0.13 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.17. The Banks industry median Equity-to-Asset is 0.10. Calvin B. Taylor Bankshares' value of 0.13 is 30% above this industry median. Based on the distribution chart, Calvin B. Taylor Bankshares ranks #318 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Calvin B. Taylor Bankshares has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Calvin B. Taylor Bankshares' Equity-to-Asset compare to RMBI and SBFG?
According to the Banks industry distribution chart, Calvin B. Taylor Bankshares ranks #318 out of 1526 companies for Equity-to-Asset. This places Calvin B. Taylor Bankshares in the top 21% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Calvin B. Taylor Bankshares' value of 0.13 is 30% above this benchmark. Historically, Calvin B. Taylor Bankshares' own Equity-to-Asset has ranged from 0.10 to 0.17 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Calvin B. Taylor Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Calvin B. Taylor Bankshares's current Equity-to-Asset of 0.13 is 30% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Calvin B. Taylor Bankshares and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Calvin B. Taylor Bankshares's current Equity-to-Asset is 0.13, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calvin B. Taylor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares (TYCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $59.20, compared to a current price of $67.18 — trading 13.5% above its estimated fair value. The current Equity-to-Asset is 0.13, which is near median its 10-year median of 0.13 and 30% above the Banks industry median of 0.10. Calvin B. Taylor Bankshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Calvin B. Taylor Bankshares (TYCB), the current Equity-to-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Calvin B. Taylor Bankshares (TYCB) Overvalued in 2026?
Based on GuruFocus' analysis, Calvin B. Taylor Bankshares stock appears to be overvalued.
The current stock price of $67.18 is trading 13.5% above its estimated GF Value™ of $59.20.
GuruFocus considers Calvin B. Taylor Bankshares to be Modestly Overvalued.
Key valuation signals for TYCB:
Equity-to-Asset: 0.13 (near median its 10-year median of 0.13)
GF Value™: $59.20 vs. price of $67.18 (13.5% above fair value)
Industry Position: 30% above the Banks median (#318 of 1526)
No single metric tells the full story. See the TYCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Calvin B. Taylor Bankshares Inc operates as a holding company for Calvin B. Taylor Banking Company. It offers a wide range of loan, deposit, and ancillary banking services through both physical and digital delivery channels to corporate and individual clients. The company's banking operations are within the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware, and Accomack County, Virginia. The Bank also operates a Loan Production Office in Onley, Virginia.
68GF Score
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