BSAC (Bancontander Chile) Gross Loan: $45,190 Mil (As of Jun. 2026)

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BSAC Banco Santander Chile BSAC
73 GF Score
Price $35.16
GF Value $29.49
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Bancontander Chile Gross Loan?

Bancontander Chile BSAC +1.71% 73 Gross Loan is $45,190 Mil as of Jun. 2026. GuruFocus rates BSAC with a GF Score™ of 73/100 and a GF Value™ of $29.49 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Bancontander Chile's Gross Loan for the quarter that ended in Jun. 2026 was $45,190 Mil.

Bancontander Chile's quarterly Gross Loan increased from Dec. 2025 ($44,037 Mil) to Mar. 2026 ($45,214 Mil) but then declined from Mar. 2026 ($45,214 Mil) to Jun. 2026 ($45,190 Mil).

Bancontander Chile's annual Gross Loan declined from Dec. 2023 ($45,305 Mil) to Dec. 2024 ($40,951 Mil) but then increased from Dec. 2024 ($40,951 Mil) to Dec. 2025 ($44,037 Mil).

Bancontander Chile Gross Loan Related Terms

Bancontander Chile Gross Loan Historical Data

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The historical data trend for Bancontander Chile's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Chile Gross Loan Chart

Bancontander Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43,101.97 44,555.14 45,304.96 40,950.74 44,036.73

Bancontander Chile Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42,773.44 41,894.51 44,036.73 45,213.91 45,190.47
BSAC
73GF Score
Banco Santander Chile BSAC
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Chile Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $45,190 Mil mean?
Bancontander Chile (BSAC) has a Gross Loan of $45,190 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Bancontander Chile and its competitors.
Is Bancontander Chile's Gross Loan too high?
Bancontander Chile's current Gross Loan is $45,190 Mil. Overall, Bancontander Chile has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's Gross Loan compare to PNC and USB?
Bancontander Chile's Gross Loan of $45,190 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Bancontander Chile and its competitors. Bancontander Chile's current Gross Loan is $45,190 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.49, compared to a current price of $35.16 — trading 19.2% above its estimated fair value. The current Gross Loan is $45,190 Mil. Bancontander Chile's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current Gross Loan is $45,190 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Chile (BSAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of $35.16 is trading 19.2% above its estimated GF Value™ of $29.49. GuruFocus considers Bancontander Chile to be Modestly Overvalued.

Key valuation signals for BSAC:

  • Gross Loan: $45,190 Mil
  • GF Value™: $29.49 vs. price of $35.16 (19.2% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
73GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.16
Price
$29.49
GF Value