BSAC (Bancontander Chile) Total Payout Ratio: 0.58 (As of Jul. 25, 2026)

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BSAC Banco Santander Chile BSAC
74 GF Score
Price $33.47
GF Value $30.17
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Bancontander Chile Total Payout Ratio?

Bancontander Chile BSAC -0.80% 74 Total Payout Ratio is 0.58 as of Jul. 25, 2026. GuruFocus rates BSAC with a GF Score™ of 74/100 and a GF Value™ of $30.17 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Bancontander Chile's current Total Payout Ratio is 0.58.


Bancontander Chile Total Payout Ratio Related Terms


Bancontander Chile Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bancontander Chile's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Chile Total Payout Ratio Chart

Bancontander Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 0.58 0.82 0.40 0.58

Bancontander Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.84 0.00 0.00 0.00

BSAC vs PNC, USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Bancontander Chile's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Chile Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Chile's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bancontander Chile's Total Payout Ratio falls into.


BSAC
74GF Score
Banco Santander Chile BSAC
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Chile Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Bancontander Chile's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -656.862) / 1135.794
=0.58

Bancontander Chile's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 368.543
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.58 mean?
Bancontander Chile (BSAC) has a Total Payout Ratio of 0.58 as of Jul. 25, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bancontander Chile and its competitors.
Is Bancontander Chile's Total Payout Ratio too high?
Bancontander Chile's current Total Payout Ratio is 0.58. Overall, Bancontander Chile has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's Total Payout Ratio compare to PNC and USB?
Bancontander Chile's Total Payout Ratio of 0.58 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Bancontander Chile and its competitors. Bancontander Chile's current Total Payout Ratio is 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (BSAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $30.17, compared to a current price of $33.47 — trading 10.9% above its estimated fair value. The current Total Payout Ratio is 0.58. Bancontander Chile's overall GF Score™ is 74/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Bancontander Chile (BSAC), the current Total Payout Ratio is 0.58 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Chile (BSAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of $33.47 is trading 10.9% above its estimated GF Value™ of $30.17. GuruFocus considers Bancontander Chile to be Modestly Overvalued.

Key valuation signals for BSAC:

  • Total Payout Ratio: 0.58
  • GF Value™: $30.17 vs. price of $33.47 (10.9% above fair value)
  • GF Score™: 74/100 with 9 warning signs

No single metric tells the full story. See the BSAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
74GF Score

Get the complete analysis for BSAC

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.47
Price
$30.17
GF Value